THE YORKS CHAMBER OF COMMERCE INC (EIN 010195310) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1905

Legal Domicile

Principal Officer

HOLLY ROBERTS

Phone

2073634422

Tax Period

2024-01-01 to 2024-12-31

THE YORKS CHAMBER OF COMMERCE INC, founded in 1905, is a small nonprofit that reported $286K in total revenue in fiscal year 2024. Revenue surged 69% from the prior year, signaling strong growth momentum.

Mission

THE CHAMBER CONTINUES TO ADVANCE THE CIVIC, COMMERCIAL, INDUSTRIAL, AND AGRICULTURAL INTERESTS OF THE TOWNS OF YORK, KITTERY, ELIOT AND SOUTH BERWICK ME. THE CHAMBER SPONSORS VARIOUS INFORMATIONAL SEMINARS AND ORGANIZES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $157,472

Program Service Revenue $70,867

Investment Income $12

Other Revenue $57,747

TOTAL REVENUE $286,098

Expense Breakdown

Grants Paid $0

Salaries & Benefits $157,092

Fundraising Expenses $0

Program Expenses $59,813

Other Expenses $125,899

TOTAL EXPENSES $282,991

Year-over-Year Comparison

	2024	2023	Change
Revenue	$286,098	$168,887	+0.7%
Expenses	$282,991	$286,714	0.0%
Net Income	$3,107	$-117,827	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TROY WILLIAMS	TREASURER	002.00	Director	$0	$0	$0
JEFF PELKY	VICE PRESIDENT	002.00	Director	$0	$0	$0
RICH GOODENOUGH	BOARD MEMBER	002.00	Director	$0	$0	$0
ERIC WALKER	BOARD MEMBER	002.00	Director	$0	$0	$0
TONI JOERRES	PRESIDENT	010.00	Director	$0	$0	$0
CAITLYN RAMSEY	SECRETARY	002.00	Director	$0	$0	$0
MICHAEL SULLIVAN	BOARD MEMBER	002.00	Director	$0	$0	$0
DINON HUGHES	BOARD MEMBER	002.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$286,098	$282,991	$324,520	$3,107
2023	$168,887	$286,714	$323,334	$-117,827
2022	$180,220	$292,329	$356,991	$-112,109
2021	$227,960	$227,679	$408,367	$281
2020	$196,898	$215,258	$358,218	$-18,360
2019	$304,705	$301,406	$367,592	$3,299

THE YORKS CHAMBER OF COMMERCE INC