Bucks Harbor Yacht Club (EIN 010242328) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1905

Legal Domicile

Principal Officer

Peter Bartholow

Phone

2073260556

Tax Period

2025-01-01 to 2025-12-31

Bucks Harbor Yacht Club, founded in 1905, is a small nonprofit that reported $399K in total revenue in fiscal year 2025. The organization ran a surplus of $98K, a strong 25% operating margin.

Mission

member services and education

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $282,480

Program Service Revenue $102,685

Investment Income $12,867

Other Revenue $799

TOTAL REVENUE $398,831

Expense Breakdown

Grants Paid $0

Salaries & Benefits $61,583

Fundraising Expenses $0

Other Expenses $239,190

TOTAL EXPENSES $300,773

Year-over-Year Comparison

	2025	2024	Change
Revenue	$398,831	$384,885	+0.0%
Expenses	$300,773	$284,799	+0.1%
Net Income	$98,058	$100,086	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
George Eaton	Commodore/Legal/Membership	001.00	Officer Director	$0	$0	$0
Peter Bartholow	Treasurer/Legal/Taxes	003.00	Officer Director	$0	$0	$0
Marilyn Heineman	Secretary/Community Liaison	003.00	Officer Director	$0	$0	$0
Dan Cassidy	Cruising	001.00	Director	$0	$0	$0
Carolyn Eaton	Entertainment	001.00	Director	$0	$0	$0
Blake Brown	Finance	001.00	Director	$0	$0	$0
Mac Eysenbach	Long Range Planning Chair	001.00	Director	$0	$0	$0
Penn Lindsay	Junior Sailing Chair	001.00	Director	$0	$0	$0
David Lisle	Tennis	001.00	Director	$0	$0	$0
Johnny Murphy	Vice Commodore/Waterfront	001.00	Director	$0	$0	$0
Peggy Eysenbach	Rear Commodore/Dance	001.00	Director	$0	$0	$0
David Kurt	Waterfront Director	001.00	Director	$0	$0	$0
Jonathan Foot	Rear Commodore/Racing	001.00	Director	$0	$0	$0
Heidi Rayden	Attendant Hospitality	001.00	Director	$0	$0	$0
Millie Perry	House	001.00	Director	$0	$0	$0
Andrew MacArthur	House	001.00	Director	$0	$0	$0
James Benenson	Junion Sailing Program	001.00	Director	$0	$0	$0
Cindy Mitchell	Webmaster	001.00	Director	$0	$0	$0
Marilyn Ruthland	Membership Secretary	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$398,831	$300,773	$1,783,678	$98,058
2024	$384,885	$284,799	$1,700,461	$100,086
2023	$362,645	$315,281	$1,640,771	$47,364
2022	$310,405	$282,722	$1,574,814	$27,683
2021	$358,537	$236,465	$1,564,704	$122,072
2020	$228,759	$217,686	$1,448,510	$11,073
2019	$268,205	$269,954	$1,448,145	$-1,749
2018	$225,930	$215,683	$1,458,504	$10,247

Bucks Harbor Yacht Club