Bar Harbor Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1969

Legal Domicile

Phone

2078012566

Tax Period

2024-01-01 to 2024-12-31

Bar Harbor Chamber of Commerce, founded in 1969, is a small nonprofit that reported $651K in total revenue in fiscal year 2024.

Mission

Promote Tourism to the Bar Harbor, Maine area and Acadia National Park

Program Service Accomplishments

Program 1

Expenses: $333,757 Revenue: $123,835

Create, publish and distribute a tourist guidebook that highlights a member directory, Bar Harbor Attractions and Acadia National Park. Each year the Chamber produces 225,000 guidebooks that are...

Create, publish and distribute a tourist guidebook that highlights a member directory, Bar Harbor Attractions and Acadia National Park. Each year the Chamber produces 225,000 guidebooks that are distributed around teh region and the world.

Program 2

Expenses: $203,455 Revenue: $442,533

Create advertising and member advertising opputunities that promote the area as a vacation attraction and destination. The chamber also maintains the areas premier and most credible website...

Create advertising and member advertising opputunities that promote the area as a vacation attraction and destination. The chamber also maintains the areas premier and most credible website, barharborinfo.com as a marketing and promotional tool.

Program 3

Expenses: $108,766 Revenue: $96,290

The Chamber operates the Acadia Welcome Center seasonally and operates an information office on the corner of Main Street in Bar Harbor, Maine year round. Welcome center sells park passes in addition...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $640,579

Investment Income $2,889

Other Revenue $7,661

TOTAL REVENUE $651,129

Expense Breakdown

Grants Paid $0

Salaries & Benefits $291,341

Fundraising Expenses $0

Program Expenses $645,978

Other Expenses $414,204

TOTAL EXPENSES $705,545

Year-over-Year Comparison

	2024	2023	Change
Revenue	$651,129	$631,232	+0.0%
Expenses	$705,545	$645,031	+0.1%
Net Income	$-54,416	$-13,799	+2.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Gary B Jennings	President	2.00	Officer Director	$0	$0	$0
Deborah Vickers	Treasurer	2.00	Officer Director	$0	$0	$0
Brandon Monroe	Secretary	2.00	Director	$0	$0	$0
Eben Salvatore	Director	2.00	Director	$0	$0	$0
Kristi Bond	Director	2.00	Director	$0	$0	$0
Krystal Jordan	Director	2.00	Director	$0	$0	$0
Rachel Crater	Director	2.00	Director	$0	$0	$0
Steve Boucher	Director	2.00	Director	$0	$0	$0
John Bench	First Vice President	2.00	Officer Director	$0	$0	$0
Everal Eaton	Executive Director	40.00	Officer	$0	$0	$0
Lauren Tucker	Second Vice President	2.00	Officer	$0	$0	$0
Kat Dougan	Director	2.00		$0	$0	$0
Brenda Fernald	Treasurer	0.00		$0	$0	$0
Stephanie Clement	Secretary	0.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$651,129	$705,545	$557,205	$-54,416
2023	$631,232	$645,031	$612,818	$-13,799
2022	$684,119	$620,611	$627,525	$63,508
2021	$664,781	$487,893	$709,530	$176,888
2020	$395,576	$614,257	$578,895	$-218,681
2019	$827,551	$786,351	$1,088,695	$41,200
2018	$826,396	$866,633	$1,065,845	$-40,237