NATIONAL ASSOCIATION OF LETTER CARRIERS (EIN 010266153) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1890

Legal Domicile

Principal Officer

DOUGLAS ZALESKI

Phone

2078051662

Tax Period

2025-01-01 to 2025-12-31

NATIONAL ASSOCIATION OF LETTER CARRIERS, founded in 1890, is a small nonprofit that reported $217K in total revenue in fiscal year 2025. Expenses of $253K exceeded revenue, resulting in a 17% operating deficit.

Mission

To defend and represent the interests of its members within the National Association of Letter Carriers and in our daily workings within the United States Postal Service.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $211,901

Program Service Revenue $0

Investment Income $318

Other Revenue $4,746

TOTAL REVENUE $216,965

Expense Breakdown

Grants Paid $3,875

Salaries & Benefits $127,552

Fundraising Expenses $0

Program Expenses $39,154

Other Expenses $119,771

TOTAL EXPENSES $253,198

Year-over-Year Comparison

	2025	2024	Change
Revenue	$216,965	$225,557	0.0%
Expenses	$253,198	$216,781	+0.2%
Net Income	$-36,233	$8,776	-5.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

650

Independent Members

650

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$69,439

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
John Graham	President	10.00	Officer	$17,332	$0	$17,332
Josiah Morse	Executive Vice President	8.00	Officer	$15,966	$0	$15,966
Matt Trimble	Vice President	6.00	Officer	$9,896	$0	$9,896
Barry Boisvert	Financial Secretary	6.00	Officer	$7,888	$0	$7,888
Carrie Estes	Recording Secretary	4.00	Officer	$4,806	$0	$4,806
Douglas Zaleski	Treasurer	6.00	Officer	$5,161	$0	$5,161
Matthew Greenleaf	Trustee	2.00	Officer	$500	$0	$500
Austin Payne	Trustee	2.00	Officer	$810	$0	$810
John Lynch	Trustee	2.00	Officer	$1,060	$0	$1,060
David Jordan	Trustee	2.00	Officer	$780	$0	$780
Glenn Swett	Trustee	2.00	Officer	$830	$0	$830
Traczie Bellinger	Health Benefits Officer	3.00	Officer	$825	$0	$825
Keith Roscillo	Sergeant at Arms	1.00	Officer	$3,585	$0	$3,585

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$216,965	$253,198	$329,584	$-36,233
2024	$225,557	$216,781	$365,646	$8,776
2023	$218,431	$213,130	$356,447	$5,301
2022	$207,840	$194,054	$352,779	$13,786

NATIONAL ASSOCIATION OF LETTER CARRIERS