BRADFORD HOUSING CORP (EIN 010332278) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Legal Domicile

Principal Officer

FRANK DESCHAINE

Phone

2079902099

Tax Period

2023-01-01 to 2023-12-31

BRADFORD HOUSING CORP is a small nonprofit that reported $198K in total revenue in fiscal year 2018.

Mission

TO OPERATE A 16 UNIT LOW INCOME HOUSING PROJECT PROVIDING DECENT, SAFE, AND SANITARY HOUSING TO ELIGIBLE INDIVIDUALS.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $194,042

Investment Income $46

Other Revenue $2,342

TOTAL REVENUE $196,430

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $213,514

Other Expenses $224,513

TOTAL EXPENSES $224,513

Year-over-Year Comparison

	2023	2022	Change
Revenue	$196,430	$189,184	+0.0%
Expenses	$224,513	$239,604	-0.1%
Net Income	$-28,083	$-50,420	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID BUSH	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
FRANK DESCHAINE	PRESIDENT	1.00	Officer Director	$0	$0	$0
JOYCE DYER	DIRECTOR	1.00	Director	$0	$0	$0
NANCY MCCLURE	DIRECTOR	1.00	Director	$0	$0	$0
CARLENE OAKES	TREASURER	1.00	Officer Director	$0	$0	$0
VITTORIA STEVENS	SECRETARY	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$196,430	$224,513	$1,193,833	$-28,083
2022	$189,184	$239,604	$1,218,259	$-50,420
2021	$190,595	$218,482	$1,266,149	$-27,887
2020	$192,813	$188,228	$1,239,631	$4,585
2019	$203,707	$200,521	$791,584	$3,186
2018	$198,213	$204,724	$771,024	$-6,511

BRADFORD HOUSING CORP