CARING UNLIMITED

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1977

Legal Domicile

Principal Officer

SUSAN GIAMBALVO

Phone

2074903227

Tax Period

2024-10-01 to 2025-09-30

CARING UNLIMITED, founded in 1977, is a community nonprofit in the Human Services sector that reported $3.1M in total revenue in fiscal year 2024.

Mission

IT IS THE MISSION OF CARING UNLIMITED TO WORK WITH THE COMMUNITY TO END DOMESTIC VIOLENCE IN YORK COUNTY. WE PROVIDE DIRECT SUPPORT, RESOURCES AND INFORMATION TO ADULTS AND CHILDREN WHOSE LIVES ARE AFFECTED BY DOMESTIC ABUSE. WE OFFER EDUCATION, PREVENTION, AND INTERVENTION PROGRAMS TO PREVENT AND IMPROVE COMMUNITY RESPONSE TO DOMESTIC VIOLENCE. WE OFFER SERVICES IN A MANNER THAT HONORS INDIVIDUALS' ESSENTIAL WORTH, NURTURES THEIR INHERENT STRENGTHS AND RESPECTS THEIR RIGHT OF SELF-DETERMINATION.

Program Service Accomplishments

Program 1

Expenses: $448,082 Revenue: $171,626

TRANSITIONAL HOUSING PROGRAM: PROVIDES TRANSITIONAL HOUSING UNITS, RENTAL ASSISTANCE, AND SUPPORTIVE HOUSING SERVICES TO FAMILIES WHO ARE REBUILDING THEIR LIVES AFTER BECOMING HOMELESS OR AT RISK OF...

Program 2

Expenses: $376,081

EMERGENCY SHELTER PROGRAM: PROVIDE TEMPORARY SAFE HAVEN, SUPPORT SERVICES, AND HOUSING NAVIGATION TO INDIVIDUALS AND FAMILIES IN YORK COUNTY WHO NEED TO FLEE THEIR HOMES TO BECOME SAFE FROM AN...

EMERGENCY SHELTER PROGRAM: PROVIDE TEMPORARY SAFE HAVEN, SUPPORT SERVICES, AND HOUSING NAVIGATION TO INDIVIDUALS AND FAMILIES IN YORK COUNTY WHO NEED TO FLEE THEIR HOMES TO BECOME SAFE FROM AN ABUSIVE PARTNER, ARE HOMELESS, OR AT THE RISK OF BECOMING HOMELESS DUE TO DOMESTIC VIOLENCE. EACH YEAR APPROXIMATELY 100 ADULTS AND CHILDREN UTILIZE CARING UNLIMITED'S EMERGENCY SHELTER.

Program 3

Expenses: $365,261

LEGAL SERVICES PROGRAM: PROVIDES LAY COURT ADVOCACY AND LEGAL REPRESENTATION FOR YORK COUNTY VICTIMS OF DOMESTIC VIOLENCE, SEXUAL ASSAULT, AND STALKING; ESPECIALLY HELP WITH PROTECTION FROM ABUSE...

LEGAL SERVICES PROGRAM: PROVIDES LAY COURT ADVOCACY AND LEGAL REPRESENTATION FOR YORK COUNTY VICTIMS OF DOMESTIC VIOLENCE, SEXUAL ASSAULT, AND STALKING; ESPECIALLY HELP WITH PROTECTION FROM ABUSE ORDERS, PARENTAL RIGHTS AND RESPONSIBILITIES AND CHILD AND SPOUSAL SUPPORT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,739,690

Program Service Revenue $236,946

Investment Income $11,408

Other Revenue $144,219

TOTAL REVENUE $3,132,263

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,146,460

Fundraising Expenses $42,858

Program Expenses $2,466,639

Other Expenses $941,306

TOTAL EXPENSES $3,087,766

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,132,263	$2,909,305	+0.1%
Expenses	$3,087,766	$2,925,865	+0.1%
Net Income	$44,497	$-16,560	-3.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$137,680

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUSAN GIAMBALVO	EXECUTIVE DI	40.00	Officer	$118,135	$19,545	$137,680
SHARON KERNER	CHAIR	2.00	Officer Director	$0	$0	$0
JOY SYMON FALL	VICE CHAIR	2.00	Officer Director	$0	$0	$0
LYNN HOWE	TREASURER	2.00	Officer Director	$0	$0	$0
AUDREY OKUN-LANGLAIS DO	SECRETARY	2.00	Officer Director	$0	$0	$0
MAURA KEAVENEY	DIRECTOR	1.00	Officer Director	$0	$0	$0
KAREN BENEZRA	DIRECTOR	1.00	Director	$0	$0	$0
JOE LABIER	DIRECTOR	1.00	Director	$0	$0	$0
DANA PRESCOTT	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL SAWYER	DIRECTOR	1.00	Director	$0	$0	$0
CORNELIA STOCKMAN	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER WEST	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,132,263	$3,087,766	$2,949,629	$44,497
2024	$2,909,305	$2,925,865	$2,759,944	$-16,560
2023	$2,835,101	$2,837,461	$2,560,362	$-2,360
2022	$2,702,031	$2,555,505	$2,498,002	$146,526
2021	$2,383,636	$2,310,396	$2,350,978	$73,240
2020	$2,758,165	$1,808,095	$2,036,009	$950,070
2019	$1,782,865	$1,761,310	$1,730,977	$21,555
2018	$1,589,533	$1,631,159	$1,753,280	$-41,626