MOUNTAINS TO SHORE BOARD OF REALTO… - Form 990 Financial Data

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

NANCY LAWSON

Phone

2072308527

Tax Period

2025-01-01 to 2025-12-31

MOUNTAINS TO SHORE BOARD OF REALTORS, founded in 1978, is a small nonprofit that reported $329K in total revenue in fiscal year 2025. The organization ran a surplus of $79K, a strong 24% operating margin.

Mission

THE OBJECTIVE OF MOUNTAINS TO SHORE BOARD OF REALTORS IS TO WORK WITH ITS MEMBERS AND OTHER LOCAL BOARDS THROUGH THE MAINE ASSOCIATION OF REALTORS FOR THE PURPOSE OF EXERTING COMBINED INFLUENCE UPON MATTERS AFFECTING REAL ESTATE BUSINESS THROUGHOUT MAINE AND THE PROFESSIONAL CONDUCT OF PERSONS ENGAGED THEREIN.

Program Service Accomplishments

Program 1

Expenses: $177,955 Revenue: $56,922

TO PROVIDE EDUCATIONAL AND PROFESSIONAL ASSISTANCE TO LOCAL REALTORS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $224,736

Program Service Revenue $56,922

Investment Income $8,607

Other Revenue $38,724

TOTAL REVENUE $328,989

Expense Breakdown

Grants Paid $4,355

Salaries & Benefits $71,798

Fundraising Expenses $0

Program Expenses $177,955

Other Expenses $173,600

TOTAL EXPENSES $249,753

Year-over-Year Comparison

	2025	2024	Change
Revenue	$328,989	$309,107	+0.1%
Expenses	$249,753	$255,406	0.0%
Net Income	$79,236	$53,701	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$65,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NANCY LAWSON	ASSOCIATION EXECUTIVE	40.00	Officer	$65,000	$0	$65,000
JOCELYN O'ROURKE-SHANE	PRESIDENT	0.25	Officer Director	$0	$0	$0
JON MERCIER	PRESIDENT ELECT	0.25	Officer Director	$0	$0	$0
MARSHA DECOSTA	TREASURER/SECRETARY	0.25	Officer Director	$0	$0	$0
PRESSLEY LAWRENCE	IMMEDIATE PAST PRESIDENT	0.25	Officer Director	$0	$0	$0
ZACH BLAIR	IMMEDIATE PAST PRESIDENT (12/25)	0.25	Officer Director	$0	$0	$0
JULIE CROMWELL	DIRECTOR	0.25	Director	$0	$0	$0
TESSIE ELWELL	DIRECTOR (12/25)	0.25	Director	$0	$0	$0
SARAH FOSTER	DIRECTOR	0.25	Director	$0	$0	$0
GARRET GETCH	DIRECTOR	0.25	Director	$0	$0	$0
SANDI GOSSELIN	DIRECTOR	0.25	Director	$0	$0	$0
BONNIE HOLLANDER	DIRECTOR	0.25	Director	$0	$0	$0
KELSIE LABBE	DIRECTOR (12/25)	0.25	Director	$0	$0	$0
JAMES OBERG	DIRECTOR	0.25	Director	$0	$0	$0
JESSICA POOLEY	DIRECTOR	0.25	Director	$0	$0	$0
PAMELA SESSIONS	DIRECTOR	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$328,989	$249,753	$559,316	$79,236
2024	No data	No data	No data	No data
2023	$298,778	$215,446	$426,379	$83,332
2022	$260,139	$230,305	$343,047	$29,834
2021	$234,753	$165,510	$313,213	$69,243
2020	$168,834	$123,903	$243,972	$44,931
2019	$240,886	$208,805	$199,939	$32,081
2018	$215,642	$182,641	$167,588	$33,001

MOUNTAINS TO SHORE BOARD OF REALTORS