MAINE FISHERMENS FORUM

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Tax Period

2024-07-01 to 2025-06-30

MAINE FISHERMENS FORUM, founded in 1975, is a small nonprofit in the Recreation & Sports sector that reported $446K in total revenue in fiscal year 2024. Revenue surged 39% from the prior year, signaling strong growth momentum. The organization ran a surplus of $92K, a strong 21% operating margin.

Mission

THE ORGANIZATIONS EXEMPT PURPOSE IS TO HOLD ONE ANNUAL EDUCATIONAL CONFERRENCE FOR THE BENEFIT OF THE MAINES FISHING INDUSTRY TO EDUCATE OVER 2,500 ATTENDEES

Program Service Accomplishments

Program 1

Expenses: $319,260

THE ORGANIZATION HOLDS AN ANNUAL EDUCATIONAL CONFERENCE FOR THE BENEFIT OF MAINES FISHING INDUSTRY WITH OVER 2,500 ATTENDEES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $147,219

Program Service Revenue $290,619

Investment Income $8,655

Other Revenue $0

TOTAL REVENUE $446,493

Expense Breakdown

Grants Paid $80,240

Salaries & Benefits $89,681

Fundraising Expenses $16,165

Program Expenses $319,260

Other Expenses $184,096

TOTAL EXPENSES $354,017

Year-over-Year Comparison

	2024	2023	Change
Revenue	$446,493	$320,721	+0.4%
Expenses	$354,017	$267,631	+0.3%
Net Income	$92,476	$53,090	+0.7%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DIANNE TILTON	DIRECTOR	1.00	Director	$0	$0	$0
HUGH COWPERTHWAITE	DIRECTOR	1.00	Director	$0	$0	$0
JEN LEVIN	TREASURER	1.00	Director	$0	$0	$0
JENNI STEELE	DIRECTOR	1.00	Director	$0	$0	$0
MARY BETH TOOLEY	DIRECTOR	1.00	Director	$0	$0	$0
MELISSA SMITH	DIRECTOR	1.00	Director	$0	$0	$0
MICHELLE BROWN	DIRECTOR	1.00	Director	$0	$0	$0
NATHAN JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
SEBASTIAN BELLE	DIRECTOR	1.00	Director	$0	$0	$0
SHEILA DASSATT	DIRECTOR	1.00	Director	$0	$0	$0
TOGUE BRAWN	DIRECTOR	1.00	Director	$0	$0	$0
TOM DUYM	DIRECTOR	1.00	Director	$0	$0	$0
GAYLE ZYDLEWSKI	DIRECTOR	1.00	Officer	$0	$0	$0
HANK SOULE	PRESIDENT	4.00	Officer	$0	$0	$0
KATIE WERNER	VICE PRESIDENT	1.00	Officer	$0	$0	$0
MAGGIE RAYMOND	DIRECTOR	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$446,493	$354,017	$291,890	$92,476
2024	$320,721	$267,631	$213,863	$53,090
2023	$174,982	$231,275	$229,173	$-56,293
2022	$26,750	$85,978	$265,594	$-59,228
2021	$28,734	$91,106	$316,505	$-62,372
2020	$240,591	$197,901	$377,793	$42,690
2019	$240,672	$167,057	$331,106	$73,615