CAMDEN PUBLIC LIBRARY CENTENNIAL FUND (EIN 010505002) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

SILVIO CALABI

Phone

2072363440

Tax Period

2024-01-01 to 2024-12-31

CAMDEN PUBLIC LIBRARY CENTENNIAL FUND, founded in 1996, is a micro nonprofit in the Philanthropy & Grantmaking sector that reported $51K in total revenue in fiscal year 2024. Revenue decreased 13% compared to the prior year. Net assets of $1.4M represent 319 months of operating reserves.

Mission

TO SUPPORT THE CAMDEN PUBLIC LIBRARY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $24

Program Service Revenue $0

Investment Income $50,994

Other Revenue $0

TOTAL REVENUE $51,018

Expense Breakdown

Grants Paid $49,400

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $49,400

Other Expenses $1,550

TOTAL EXPENSES $50,950

Year-over-Year Comparison

	2024	2023	Change
Revenue	$51,018	$58,388	-0.1%
Expenses	$50,950	$57,763	-0.1%
Net Income	$68	$625	-0.9%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SILVIO CALABI	CHAIR	0.20	Director	$0	$0	$0
SUSAN FITZGERALD	TRUSTEE	0.20	Director	$0	$0	$0
JACOB GERRITSEN	TRUSTEE	0.20	Director	$0	$0	$0
JENNIFER GROMADA	TRUSTEE	0.20	Director	$0	$0	$0
DENNIS MCGUIRK	TRUSTEE	0.20	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$51,018	$50,950	$1,357,458	$68
2023	$58,388	$57,763	$1,284,085	$625
2022	$58,121	$57,625	$1,215,572	$496
2021	$44,010	$43,940	$1,452,882	$70
2020	$43,850	$43,618	$1,276,143	$232
2019	$43,840	$42,750	$1,169,088	$1,090
2018	$43,040	$48,436	$1,082,560	$-5,396

CAMDEN PUBLIC LIBRARY CENTENNIAL FUND