RUMFORD POLAR BEARS SNOWMOBILE CLUB INC (EIN 010519114) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

ROBERT STICKNEY

Phone

2073643848

Tax Period

2023-07-01 to 2024-06-30

RUMFORD POLAR BEARS SNOWMOBILE CLUB INC, founded in 2000, is a micro nonprofit in the Recreation & Sports sector that reported $55K in total revenue in fiscal year 2023. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $85K exceeded revenue, resulting in a 56% operating deficit.

Mission

PRESERVATION OF SAFE AND GROOMED TRAILS TO PROMOTE RECREATIONAL ACCTIVITIES AS WELL AS A MEANS TO RESCUE PEOPLE IN NEED OF RESCUE FREE OF CHARGE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $46,417

Program Service Revenue $6,474

Investment Income $1,704

Other Revenue $0

TOTAL REVENUE $54,595

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $85,106

Other Expenses $85,106

TOTAL EXPENSES $85,106

Year-over-Year Comparison

	2023	2022	Change
Revenue	$54,595	$50,032	+0.1%
Expenses	$85,106	$108,074	-0.2%
Net Income	$-30,511	$-58,042	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RONALD RUSSELL	PRESIDENT	5.00	Officer	$0	$0	$0
JOHN BLAIS	VICE PRESIDENT	5.00	Officer	$0	$0	$0
ROBERT STICKNEY	TREASURER	10.00	Officer	$0	$0	$0
LOUISE STICKNEY	SECRETARY	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$54,595	$85,106	$296,509	$-30,511
2023	$50,032	$108,074	$327,020	$-58,042
2022	$234,727	$61,561	$385,062	$173,166

RUMFORD POLAR BEARS SNOWMOBILE CLUB INC