RIPPLEFFECT INC

EIN: 010521260 501(c)(3) Diseases & Disorders

PORTLAND, ME

Total Revenue
$1,330,118
Total Expenses
$1,270,790
Total Assets
$1,999,876
Net Assets
$1,481,782
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1999
Legal Domicile
ME
Principal Officer
KRISTIN COURTEMANCHE
Phone
2077744000
Tax Period
2024-04-01 to 2025-03-31

RIPPLEFFECT INC, founded in 1999, is a community nonprofit in the Diseases & Disorders sector that reported $1.3M in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $1.3M left a modest 4% surplus.

Mission

TO PROMOTE DEVELOPMENT AND LEADERSHIP THROUGH ADVENTURE, HEALTHY COMMUNITIES AND LIVING SUSTAINABLY.

Program Service Accomplishments

Program 1
Expenses: $1,103,895 Revenue: $800,020

THE ORGANIZATION SEEKS TO FOSTER APPRECIATION AND PRESERVATION OF COASTAL ECOSYSTEMS THROUGH SEA KAYAKING AND OTHER WILDERNESS EXPERIENCES. OUR YOUTH PROGRAM OFFERINGS INCLUDE SUMMER CAMPS, TEEN...

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THE ORGANIZATION SEEKS TO FOSTER APPRECIATION AND PRESERVATION OF COASTAL ECOSYSTEMS THROUGH SEA KAYAKING AND OTHER WILDERNESS EXPERIENCES. OUR YOUTH PROGRAM OFFERINGS INCLUDE SUMMER CAMPS, TEEN KAYAK ADVENTURE EXPEDITIONS, SCHOOL PARTNERSHIPS, COMMUNITY PARTNERSHIPS AND YOUTH LEADERSHIP PROGRAMS. OUR ADULT OFFERINGS INCLUDE CORPORATE EVENTS, LOBSTER BAKES AND FAMILY PROGRAMS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $530,098
Program Service Revenue $779,312
Investment Income $14,997
Other Revenue $5,711
TOTAL REVENUE $1,330,118

Expense Breakdown

Grants Paid $0
Salaries & Benefits $803,432
Fundraising Expenses $39,208
Program Expenses $1,103,895
Other Expenses $467,358
TOTAL EXPENSES $1,270,790

Year-over-Year Comparison

2024 2023 Change
Revenue $1,330,118 $1,212,407 +0.1%
Expenses $1,270,790 $1,363,803 -0.1%
Net Income $59,328 $-151,396 -1.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
12
Independent Members
12
Employees
44
Volunteers
N/A

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$118,938
Total Directors
13
$118,938
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ADAM SHEPHERD EXECUTIVE DIRECTOR 40.00
Officer Director
$100,000 $18,938 $118,938
DR JOHN SOUTHALL DIRECTOR 2.00
Director
$0 $0 $0
ANTHONY STRUZZIERO DIRECTOR 2.00
Director
$0 $0 $0
LAURA SHEN PRESIDENT 2.00
Officer Director
$0 $0 $0
KATHERINE WALLACE SECRETARY 2.00
Officer Director
$0 $0 $0
BRIAN THRELKELD DIRECTOR 2.00
Director
$0 $0 $0
PRIYA NATARAJAN DIRECTOR 2.00
Director
$0 $0 $0
CARLA TRACEY DIRECTOR 2.00
Director
$0 $0 $0
MICHAEL PULJU VICE CHAIRMAN 2.00
Director
$0 $0 $0
KRISTIN COURTEMANCHE TREASURER 2.00
Officer Director
$0 $0 $0
NATE WILDES DIRECTOR 2.00
Officer Director
$0 $0 $0
STEVE AMENDO DIRECTOR 2.00
Director
$0 $0 $0
CYRUS HAGGE DIRECTOR 2.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,330,118 $1,270,790 $1,999,876 $59,328
2024 $1,212,407 $1,363,803 $1,919,108 $-151,396
2023 $1,447,500 $1,394,484 $2,122,754 $53,016
2022 $864,983 $895,557 $1,965,195 $-30,574
2021 $1,033,694 $744,386 $1,668,420 $289,308
2021 $1,033,694 $685,392 $1,727,412 $348,302
2020 $1,206,609 $1,138,945 $1,269,789 $67,664
2019 $1,000,469 $996,096 $1,252,644 $4,373
2018 $1,020,940 $977,585 $1,202,248 $43,355
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