Westbrook, ME
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Maine Financial Institutions Employee Benefits Trust, founded in 2010, is a mid-sized nonprofit in the Mutual Benefit sector that reported $37.1M in total revenue in fiscal year 2025. Expenses of $35.7M left a modest 4% surplus.
The VEBA trust was formed for the purpose of funding and administering employee benefit plans established and maintained by members of the Maine Bankers Association for their respective employees.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $37,072,317 | $35,016,697 | +0.1% |
| Expenses | $35,715,300 | $34,973,651 | +0.0% |
| Net Income | $1,357,017 | $43,046 | +30.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Timothy Thompson | Chair | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Jeanne Hulit | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| Stephen deCastro | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| Robert Montgomery-Rice | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| Matt Nightingale | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| David Cohen | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| Lannie Moffatt | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| Glenn Hutchinson | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| Mark Jones | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| Blaine Boudreau | Past Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| James J Roche | President | 0.47 |
Officer
|
$0 | $23,320 | $475,822 |
| Marcia M Ferguson | Chief Operating Officer | 27.99 |
Officer
|
$0 | $21,507 | $232,262 |
| Liza M Wells | VP & Treasurer | 11.61 |
Officer
|
$0 | $18,023 | $157,987 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $37,072,317 | $35,715,300 | $12,983,519 | $1,357,017 |
| 2024 | $35,016,697 | $34,973,651 | $12,000,177 | $43,046 |
| 2023 | $34,804,942 | $37,255,454 | $12,584,943 | $-2,450,512 |
| 2022 | $30,607,059 | $31,450,649 | $14,437,757 | $-843,590 |
| 2021 | $31,217,132 | $29,318,033 | $15,345,410 | $1,899,099 |
| 2020 | $29,142,977 | $26,198,158 | $13,742,668 | $2,944,819 |
| 2019 | $27,862,085 | $28,713,268 | $10,807,821 | $-851,183 |
| 2018 | $34,637,360 | $34,343,811 | $12,572,132 | $293,549 |
Compare Maine Financial Institutions Employee Benefits Trust with other nonprofits in Maine and across the country.