American Citizens Club for Polish Descendents (EIN 020103580) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1950

Legal Domicile

Principal Officer

Robert Puchlopek

Phone

6036596377

Tax Period

2024-01-01 to 2024-12-31

American Citizens Club for Polish Descendents, founded in 1950, is a small nonprofit that reported $328K in total revenue in fiscal year 2024. Expenses of $284K left a modest 13% surplus.

Mission

Bind together the membership

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $14,930

Program Service Revenue $145,306

Investment Income $0

Other Revenue $167,736

TOTAL REVENUE $327,972

Expense Breakdown

Grants Paid $0

Salaries & Benefits $88,604

Fundraising Expenses $0

Program Expenses $284,342

Other Expenses $195,738

TOTAL EXPENSES $284,342

Year-over-Year Comparison

	2024	2023	Change
Revenue	$327,972	$306,686	+0.1%
Expenses	$284,342	$306,308	-0.1%
Net Income	$43,630	$378	+114.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

557

Independent Members

557

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Debbie Bonnell	President	2.00	Officer Director	$0	$0	$0
Michael Ross	Director	2.00	Director	$0	$0	$0
Robert Puchlopek	Treasurer	2.00	Officer Director	$0	$0	$0
Brian Cummings	Director	2.00	Director	$0	$0	$0
Rochelle Sharples	Vice President	2.00	Officer Director	$0	$0	$0
Douglas Hayes	Director	2.00	Director	$0	$0	$0
Joseph Kruczek	Director	2.00	Director	$0	$0	$0
Stew Jahn	Director	2.00	Director	$0	$0	$0
Cheryl Jahn	Financial Secretary	2.00	Officer	$0	$0	$0
Bernice Cooper	Recording Secretary	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$327,972	$284,342	$179,159	$43,630
2023	$306,686	$306,308	$135,878	$378
2022	$247,735	$248,016	$136,082	$-281
2021	$223,799	$223,541	$137,883	$258
2020	$190,775	$181,530	$139,066	$9,245
2019	$204,294	$183,896	$136,990	$20,398
2018	$178,505	$186,939	$120,994	$-8,434

American Citizens Club for Polish Descendents