GREATER NASHUA CHAMBER OF COMMERCE (EIN 020116973) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1926

Legal Domicile

Principal Officer

WENDY HUNT

Phone

6038818333

Tax Period

2024-01-01 to 2024-12-31

GREATER NASHUA CHAMBER OF COMMERCE, founded in 1926, is a small nonprofit that reported $530K in total revenue in fiscal year 2024.

Mission

TO RELAY INFORMATION TO THE SOUTHERN NEW HAMPSHIRE PUBLIC THROUGH MEETINGS, SEMINARS AND PUBLICATIONS ABOUT COMMUNITY EVENTS AND BUSINESS ACTIVITIES IN SOUTHERN NEW HAMPSHIRE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $512,230

Investment Income $3,218

Other Revenue $14,305

TOTAL REVENUE $529,753

Expense Breakdown

Grants Paid $0

Salaries & Benefits $350,484

Fundraising Expenses $0

Program Expenses $117,047

Other Expenses $209,204

TOTAL EXPENSES $559,688

Year-over-Year Comparison

	2024	2023	Change
Revenue	$529,753	$536,128	0.0%
Expenses	$559,688	$488,577	+0.1%
Net Income	$-29,935	$47,551	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CAROL BALDWIN	TREASURER	4.00	Officer Director	$0	$0	$0
PAUL HEBERT	INCOMING CHAIR	2.00	Director	$0	$0	$0
KAMEO LELIEVRE	DIRECTOR	0.50	Director	$0	$0	$0
LUCILLE JORDAN	DIRECTOR	0.50	Director	$0	$0	$0
DOREEN MANETTA	CHAIRMAN	5.00	Officer Director	$0	$0	$0
MARYSE WIRBAL	DIRECTOR	0.50	Director	$0	$0	$0
DR MARIO ANDRADE	DIRECTOR	0.50	Director	$0	$0	$0
TOM BISHOP	DIRECTOR	0.50	Director	$0	$0	$0
ALAN BROWN	DIRECTOR	0.50	Director	$0	$0	$0
KRISTIN MENDOZA	DIRECTOR	0.50	Director	$0	$0	$0
STEPHEN LYNN	DIRECTOR	0.50	Director	$0	$0	$0
CHRISTA TSECHRINTZIS	SECRETARY	4.00	Officer Director	$0	$0	$0
ERIN ENGSTROM	DIRECTOR	0.50	Director	$0	$0	$0
LIZ HANNUM	DIRECTOR	0.50	Director	$0	$0	$0
JOHN JURCZYK	DIRECTOR	0.50	Director	$0	$0	$0
WILL CRAIG	DIRECTOR	0.50	Director	$0	$0	$0
RUSS NORRIS	DIRECTOR	0.50	Director	$0	$0	$0
PURVISH PATEL	DIRECTOR	0.50	Director	$0	$0	$0
JOSEPH PIPITONE	DIRECTOR	0.50	Director	$0	$0	$0
VANESSA TALASAZAN	DIRECTOR	0.50	Director	$0	$0	$0
WENDY HUNT	PRESIDENT & CEO	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$529,753	$559,688	$370,010	$-29,935
2023	$536,128	$488,577	$394,988	$47,551
2022	$439,972	$418,823	$330,342	$21,149
2021	$495,017	$402,402	$279,126	$92,615
2020	$387,339	$314,192	$174,765	$73,147
2019	$492,556	$520,211	$169,451	$-27,655
2018	$491,994	$506,798	$242,436	$-14,804

GREATER NASHUA CHAMBER OF COMMERCE