AMERICAN POSTAL WORKERS ACCIDENT BENEFIT ASSOCIATION

EIN: 020181885

ROCHESTER, NH

Total Revenue
$1,810,438
Total Expenses
$1,512,825
Total Assets
$2,034,264
Net Assets
$1,601,478
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1898
Legal Domicile
NH
Principal Officer
WAYNE MAURER
Phone
6033300282
Tax Period
2024-01-01 to 2024-12-31

AMERICAN POSTAL WORKERS ACCIDENT BENEFIT ASSOCIATION, founded in 1898, is a community nonprofit that reported $1.8M in total revenue in fiscal year 2024. The organization ran a surplus of $298K, a strong 16% operating margin.

Mission

PROVIDE LIFE AND ACCIDENT INSURANCE TO ELIGIBLE MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,735,527
Investment Income $69,441
Other Revenue $5,470
TOTAL REVENUE $1,810,438

Expense Breakdown

Grants Paid $0
Salaries & Benefits $877,852
Fundraising Expenses $0
Other Expenses $239,553
TOTAL EXPENSES $1,512,825

Year-over-Year Comparison

2024 2023 Change
Revenue $1,810,438 $1,828,396 0.0%
Expenses $1,512,825 $1,525,545 0.0%
Net Income $297,613 $302,851 0.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
12
Independent Members
12
Employees
16
Volunteers
N/A

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$138,538
Total Directors
10
$13,465
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KEITH RICHARDSON VICE PRESIDENT/REGION DIRE 2.00
Director
$1,400 $0 $1,400
KENYON BEASLEY REGION DIRECTOR 2.00
Director
$1,400 $0 $1,400
DAVID DUNKLE REGION DIRECTOR 2.00
Director
$1,400 $0 $1,400
MARTY SCHNEIDER REGION DIRECTOR 2.00
Director
$1,540 $0 $1,540
SCOTT HOFFMAN REGION DIRECTOR 2.00
Director
$1,400 $0 $1,400
LARRY SORRELLS REGION DIRECTOR 2.00
Director
$1,479 $0 $1,479
DANA COLETTI REGION DIRECTOR 2.00
Director
$1,400 $0 $1,400
SHERRY MCKNIGHT REGION DIRECTOR 2.00
Director
$1,400 $0 $1,400
SCOTT PARKIN REGION DIRECTOR 2.00
Director
$1,400 $0 $1,400
KEITH COMBS REGION DIRECTOR 2.00
Director
$646 $0 $646
RICHARD PHILLIPS PRESIDENT 2.00
Officer
$3,630 $0 $3,630
WAYNE MAURER NATIONAL DIRECTOR 40.00
Officer
$128,739 $6,169 $134,908
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $1,810,438 $1,512,825 $2,034,264 $297,613
2023 $1,828,396 $1,525,545 $1,821,631 $302,851
2022 $1,614,031 $1,514,082 $1,437,072 $99,949
2021 $1,626,413 $1,365,264 $1,296,349 $261,149
2020 $1,612,350 $1,250,853 $1,067,873 $361,497
2019 $1,706,688 $1,616,463 $796,399 $90,225
2018 $1,740,205 $1,941,085 $828,114 $-200,880
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