GREATER ROCHESTER CHAMBER OF COMMERCE (EIN 020185370) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1928

Legal Domicile

Principal Officer

TANYA HERVEY

Phone

6033325080

Tax Period

2025-01-01 to 2025-12-31

GREATER ROCHESTER CHAMBER OF COMMERCE, founded in 1928, is a small nonprofit that reported $386K in total revenue in fiscal year 2025.

Mission

TO PROMOTE BUSINESS IN ROCHESTER NH

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $144,177

Program Service Revenue $229,089

Investment Income $16,490

Other Revenue $-3,409

TOTAL REVENUE $386,347

Expense Breakdown

Grants Paid $3,000

Salaries & Benefits $264,042

Fundraising Expenses $0

Program Expenses $81,339

Other Expenses $139,990

TOTAL EXPENSES $407,032

Year-over-Year Comparison

	2025	2024	Change
Revenue	$386,347	$366,256	+0.1%
Expenses	$407,032	$381,846	+0.1%
Net Income	$-20,685	$-15,590	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$129,574

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAURA RING	FORM. PRES.	40.00	Officer	$129,574	$0	$129,574
TAMMY ADAMS	DIRECTOR	N/A	Director	$0	$0	$0
AMY BROWN	DIRECTOR	N/A	Director	$0	$0	$0
BRIAN DICKIE	DIRECTOR	N/A	Director	$0	$0	$0
MARK FARRELL	VICE CHAIR G	N/A	Officer Director	$0	$0	$0
MARY HENDERSON	VICE CHAIR E	N/A	Officer Director	$0	$0	$0
LAUREN JERR	DIRECTOR	N/A	Director	$0	$0	$0
KERRIE LANDRY	IMMEDIATE PA	N/A	Officer Director	$0	$0	$0
AMY LAU	DIRECTOR	N/A	Director	$0	$0	$0
ELLEN MILLER	DIRECTOR	N/A	Director	$0	$0	$0
KEVIN MILLER	DIRECTOR	N/A	Director	$0	$0	$0
DEEPA REDDY	DIRECTOR	N/A	Director	$0	$0	$0
MIKE SCALA	DIRECTOR	N/A	Director	$0	$0	$0
TATJANA SIMON	FORM. TREASU	N/A	Officer Director	$0	$0	$0
KENDALL SPEWOCK	VICE CHAIR M	N/A	Officer Director	$0	$0	$0
CHERYL THOMPSON	DIRECTOR	N/A	Director	$0	$0	$0
CAITLYN TURGEON	CHAIR OF BOA	N/A	Officer Director	$0	$0	$0
LAURA VRETTOS	DIRECTOR	N/A	Director	$0	$0	$0
SUE WILSON	DIRECTOR	N/A	Director	$0	$0	$0
TANYA HERVEY	PRESIDENT	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$386,347	$407,032	$421,595	$-20,685
2024	$366,256	$381,846	$434,804	$-15,590
2023	$381,511	$334,584	$461,006	$46,927
2022	$316,585	$351,070	$406,284	$-34,485
2021	$367,017	$313,154	$446,619	$53,863
2020	$304,853	$289,487	$393,890	$15,366
2019	$306,708	$292,341	$376,681	$14,367
2018	$324,493	$275,881	$356,585	$48,612

GREATER ROCHESTER CHAMBER OF COMMERCE