GREATER MONADNOCK COLLABORATIVE (EIN 020214564) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

RICHARD SCHEINBLUM

Phone

6033521303

Tax Period

2023-10-01 to 2024-09-30

GREATER MONADNOCK COLLABORATIVE, founded in 1959, is a small nonprofit that reported $603K in total revenue in fiscal year 2023. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $718K exceeded revenue, resulting in a 19% operating deficit.

Mission

TO ADVANCE COMMERCIAL, INDUSTRIAL, CIVIC, RECREATIONAL AND GENERAL WELFARE INTERESTS OF THE MONADNOCK REGION AND ITS TRADE AREA BY PROVIDING INFORMATION ABOUT AND STIMULATING ACTIVITY AND PROMOTION IN THE REGION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $84,401

Program Service Revenue $458,949

Investment Income $281

Other Revenue $59,086

TOTAL REVENUE $602,717

Expense Breakdown

Grants Paid $0

Salaries & Benefits $314,010

Fundraising Expenses $0

Program Expenses $551,594

Other Expenses $404,455

TOTAL EXPENSES $718,465

Year-over-Year Comparison

	2023	2022	Change
Revenue	$602,717	$545,696	+0.1%
Expenses	$718,465	$806,245	-0.1%
Net Income	$-115,748	$-260,549	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$84,715

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ALAN STROSHINE	DIRECTOR	1.00	Director	$0	$0	$0
ANDREW BOHANNON	H&T CHAIR	1.00	Officer Director	$0	$0	$0
ANDREW RICHARDSON	SECRETARY	1.00	Officer Director	$0	$0	$0
BRIAN DONOVAN	GOVERNANCE CHAIR	1.00	Officer Director	$0	$0	$0
CATHY BERGSTROM	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS MCINTOSH	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTOPHER COATS	CHAIR-ELECT	1.00	Officer Director	$0	$0	$0
DENISE THOMAS	DIRECTOR	1.00	Director	$0	$0	$0
ED COPPOLA	CHAIR	1.00	Officer Director	$0	$0	$0
ERIC WIESENBERGER	DIRECTOR	1.00	Director	$0	$0	$0
GWEN GOODMAN	DIRECTOR	1.00	Director	$0	$0	$0
JAMIE TROWBRIDGE	PTR CHAIR	1.00	Officer Director	$0	$0	$0
JEFF WHITCOMB	DIRECTOR	1.00	Director	$0	$0	$0
MARK FRYBERGER	TREASURER	1.00	Officer Director	$0	$0	$0
NICOLE MACSTAY	PETERBOROUGH E&D CHAIR	1.00	Officer Director	$0	$0	$0
PATTY BLAKE	DIRECTOR	1.00	Director	$0	$0	$0
PETER CASE	DEVELOPMENT CHAIR	1.00	Officer Director	$0	$0	$0
RICH SCHEINBLUM	DIRECTOR	1.00	Director	$0	$0	$0
SAM FULLER	DIRECTOR	1.00	Director	$0	$0	$0
SEAN BURKE	DIRECTOR	1.00	Director	$0	$0	$0
TIM PIPP	PAST CHAIR	1.00	Officer Director	$0	$0	$0
TODD HORNER	PROGAMS CHAIR	1.00	Officer Director	$0	$0	$0
LUCA PARIS	PRESIDENT/CEO	40.00	Officer	$84,715	$0	$84,715

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$602,717	$718,465	$279,459	$-115,748
2023	$545,696	$806,245	$363,872	$-260,549
2022	$638,788	$485,355	$626,314	$153,433
2021	$818,896	$615,800	$543,831	$203,096
2020	$323,766	$340,649	$597,870	$-16,883
2019	$330,870	$339,738	$220,806	$-8,868
2018	$297,899	$343,271	$224,659	$-45,372

GREATER MONADNOCK COLLABORATIVE