HANOVER HOCKEY ASSOCIATION INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1969

Legal Domicile

Principal Officer

RYAN GARDNER

Phone

7735176701

Tax Period

2024-04-01 to 2025-03-31

HANOVER HOCKEY ASSOCIATION INC, founded in 1969, is a small nonprofit in the Recreation & Sports sector that reported $337K in total revenue in fiscal year 2024. Revenue grew 20% year-over-year, indicating healthy expansion. The organization ran a surplus of $76K, a strong 23% operating margin.

Mission

NONPROFIT, VOLUNTEER ORGANIZATION WHOSE PURPOSE IS TO TEACH YOUTHS THE SKILLS OF ICE HOCKEY. THE PROGRAM INITIALLY EMPHASIZES INDIVIDUAL PLAYER SKILLS AND LATER DEVELOPS TEAM ORIENTED SKILLS. USING ICE HOCKEY AS THE VEHICLE, THE PROGRAM ENCOURAGES A HEALTHY SENSE OF COMPETITION AND EMPHASIZES THE SATISFACTION OF BEING A MEMBER OF A TEAM.

Program Service Accomplishments

Program 1

Expenses: $256,271 Revenue: $328,830

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,875

Program Service Revenue $338,011

Investment Income $4,902

Other Revenue $-9,181

TOTAL REVENUE $336,607

Expense Breakdown

Grants Paid $28,623

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $256,271

Other Expenses $232,120

TOTAL EXPENSES $260,743

Year-over-Year Comparison

	2024	2023	Change
Revenue	$336,607	$281,528	+0.2%
Expenses	$260,743	$299,217	-0.1%
Net Income	$75,864	$-17,689	-5.3%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SPENCER ZAHA	IMMEDIATE PAST PRESIDENT	5.00	Officer Director	$0	$0	$0
BEN LOVEJOY	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
BRIAN MELZER	TREASURER	5.00	Officer Director	$0	$0	$0
MICHAEL COSTA	PRESIDENT AS OF 07/24	5.00	Officer Director	$0	$0	$0
SHANE MURRAY-SMITH	REGISTRAR THRU 08/24	5.00	Officer Director	$0	$0	$0
MARC COTE	DIRECTOR THRU 07/24	1.00	Director	$0	$0	$0
TRACY PURCELL	DIRECTOR	1.00	Director	$0	$0	$0
LEI WANG	DIRECTOR	1.00	Director	$0	$0	$0
EMILY SANDS	DIRECTOR	1.00	Director	$0	$0	$0
RACHEL MAKOFSKY	DIRECTOR	1.00	Director	$0	$0	$0
BECKY RHOADS	DIRECTOR	1.00	Director	$0	$0	$0
DAVE HANSEN	DIRECTOR	1.00	Director	$0	$0	$0
WILL MUDGE	DIRECTOR	1.00	Director	$0	$0	$0
KELLY MCCONNELL	DIRECTOR	1.00	Director	$0	$0	$0
TIM DRAPER	DIRECTOR	1.00	Director	$0	$0	$0
JOE NELSON	REGISTRAR AS OF 08/24	5.00	Officer Director	$0	$0	$0
KERRI GANDIN	SECRETARY AS OF 07/24	5.00	Officer Director	$0	$0	$0
PAT FOX	GIRLS PROGRAM DIRECTOR	1.00	Director	$0	$0	$0
ERIC KRAULAND	GIRLS DEVELOPMENT	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$336,607	$260,743	$200,153	$75,864
2024	$281,528	$299,217	$120,593	$-17,689
2023	$283,118	$344,180	$112,197	$-61,062
2022	$236,465	$242,717	$173,994	$-6,252
2021	$204,233	$149,444	$168,153	$54,789
2020	$329,613	$290,104	$136,498	$39,509