NEW HAMPSHIRE INSURANCE GUARANTY ASSOCIATION

EIN: 020346955

Boston, MA

Total Revenue
$611,309
Total Expenses
$1,326,991
Total Assets
$53,795,859
Net Assets
$53,795,859
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1970
Legal Domicile
MA
Principal Officer
Barbara Petersen Law
Phone
6172277020
Tax Period
2023-01-01 to 2023-12-31

NEW HAMPSHIRE INSURANCE GUARANTY ASSOCIATION, founded in 1970, is a small nonprofit that reported $611K in total revenue in fiscal year 2023. Revenue surged 612% from the prior year, signaling strong growth momentum. Expenses of $1.3M exceeded revenue, resulting in a 117% operating deficit.

Mission

During the year the Association paid covered claims on behalf of insolvent insurers in accordance with the New Hampshire state statute, Chapter 404B & Chapter 404H.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $300,182
Investment Income $311,127
Other Revenue $0
TOTAL REVENUE $611,309

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $930,575
Other Expenses $396,416
TOTAL EXPENSES $1,326,991

Year-over-Year Comparison

2023 2022 Change
Revenue $611,309 $85,808 +6.1%
Expenses $1,326,991 $1,281,501 +0.0%
Net Income $-715,682 $-1,195,693 -0.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
9
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Harris E Berenson Chair representing The Hanover Insurance Group 1
Director
$0 $0 $0
Daniel Swift Vice Chair representing Acadia Insurance Company 1
Director
$0 $0 $0
Donald Baldini Board Member representing Liberty Mutual Insurance Company 1
Director
$0 $0 $0
Michael Catina Board Member representing Zurich American Insurance Co. 1
Director
$0 $0 $0
Earl Cottam Board Member representing Providence Mutual Fire Ins. Co. 1
Director
$0 $0 $0
Lee Dowgiewicz Board Member representing Co-operative Insurance Companies 1
Director
$0 $0 $0
Steven Harris Board Member representing National Union Fire Ins. Co. of Pitts. PA 1
Director
$0 $0 $0
Douglas Morrissey Board Member representing Continental Casualty Company 1
Director
$0 $0 $0
Michael Nolin Board Member representing Concord General Mutual Ins. Co. 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $611,309 $1,326,991 $53,795,859 $-715,682
2022 $85,808 $1,281,501 $54,511,541 $-1,195,693
2021 $781,230 $1,149,508 $55,707,234 $-368,278
2020 $3,328,408 $1,087,612 $56,075,512 $2,240,796
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