NORTH COUNTRY CHAMBER PLAYERSINC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

MICHAEL GIROUARD

Phone

6037049266

Tax Period

2023-01-01 to 2023-12-31

NORTH COUNTRY CHAMBER PLAYERSINC, founded in 1980, is a small nonprofit in the Arts, Culture & Humanities sector that reported $336K in total revenue in fiscal year 2023. Revenue surged 27% from the prior year, signaling strong growth momentum. Expenses of $315K left a modest 6% surplus.

Mission

TO CULTURALLY ENRICH THE COMMUNITIES OF NORTHERN NEW HAMPSHIRE THROUGH HIGH QUALITY PERFOMANCES OF THE CHAMBER MUSIC REPERTOIRE AND THROUGH CREATIVE INTERACTIVE EDUCATIONAL AND COMMUNITY PROGRAMS.

Program Service Accomplishments

Program 1

Expenses: $279,019

THE NORTH COUNTRY CHAMBER PLAYERS PRESENT THEIR WHITE MOUNTAIN MUSIC FESTIVAL FOR SIX WEEKS EACH YEAR DURING JULY AND AUGUST WITH TWO CLASSICAL MUSIC PERFORMANCES EACH WEEK IN HISTORIC VENUES IN...

THE NORTH COUNTRY CHAMBER PLAYERS PRESENT THEIR WHITE MOUNTAIN MUSIC FESTIVAL FOR SIX WEEKS EACH YEAR DURING JULY AND AUGUST WITH TWO CLASSICAL MUSIC PERFORMANCES EACH WEEK IN HISTORIC VENUES IN NORTHERN NEW HAMPSHIRE. DURING THAT PERIOD THERE ARE FREE OPEN REHEARSALS AND INFORMATIVE LECTURES ON COMPOSERS AND CONCERTS. THE FALL FOLIAGE, WINTERLUDE, SPRING, AND EXPLORERS CONCERTS ARE PERFORMED ANNUALLY. ALL CONCERTS ARE "PAY WHAT YOU WISH." .

Program 2

IN-SCHOOL PROGRAMS INTRODUCE CLASSICAL MUSIC TO AREA STUDENTS. FRANCONIA'S COPPER CANNON CAMP OFFERS A FREE WEEK OF SUMMER CAMP TO UNDER- SERVED NH YOUTH. THE "PLAYERS" PROVIDE WEEKLY MUSIC PROGRAMS TO EACH NEW GROUP OF CAMPERS. THE "PLAYERS" ALSO PROVIDE MINI-CONCERTS AT AREA NURSING HOMES. WE HAVE EXPANDED THE LIBRARY PROGRAM TO INCLUDE WEEKLY MUSIC PERFORMED TO AUDIENCES OF CHILDREN AND FAMILIES AT AREA LIBRARIES IN FRANCONIA, BETHLEHEM AND LANCASTER AMOUNG OTHERS. THE "EXPLORERS" CONCERT IS DESIGNED TO INTRODUCE CLASSICAL MUSIC TO FAMILIES AND CHILDREN IN A CASUAL ENVIRONMENT WITH ENCOURAGED INTERACTION BETWEEN THE AUDIENCE AND MUSICIANS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $234,798

Program Service Revenue $45,098

Investment Income $55,658

Other Revenue $0

TOTAL REVENUE $335,554

Expense Breakdown

Grants Paid $0

Salaries & Benefits $71,732

Fundraising Expenses $17,494

Program Expenses $279,019

Other Expenses $243,083

TOTAL EXPENSES $314,815

Year-over-Year Comparison

	2023	2022	Change
Revenue	$335,554	$263,818	+0.3%
Expenses	$314,815	$260,721	+0.2%
Net Income	$20,739	$3,097	+5.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL GIROUARD	PRESIDENT	30.00	Officer	$0	$0	$0
KATHERINE TERRIE	VICE PRESIDE	2.00	Officer	$0	$0	$0
MICHAEL CLAFLIN	TREASURER	4.00	Officer	$0	$0	$0
SHEPARD HOLCOMBE JR	SECRETARY	2.00	Officer	$0	$0	$0
BETSY HOLCOMBE	DIRECTOR	2.00	Director	$0	$0	$0
JANE HIGGINS	DIRECTOR	4.00	Director	$0	$0	$0
MARCIA ROOSEVELT	DIRECTOR	2.00	Director	$0	$0	$0
EDWARD ROBERTS	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT LANCHESTER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$335,554	$314,815	$1,314,626	$20,739
2022	$263,818	$260,721	$1,227,684	$3,097
2021	$326,655	$202,304	$1,437,218	$124,351
2020	$165,527	$138,867	$1,342,016	$26,660
2019	$241,042	$235,411	$1,286,509	$5,631
2018	$263,853	$259,766	$1,105,553	$4,087