BETTY'S DREAM - A FOUNDATION FOR THE PHYSICALLY HANDICAPPED INC (EIN 020348875) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

HERMANN CURTIS

Phone

6034369357

Tax Period

2023-01-01 to 2023-12-31

BETTY'S DREAM - A FOUNDATION FOR THE PHYSICALLY HANDICAPPED INC, founded in 1979, is a micro nonprofit that reported $15K in total revenue in fiscal year 2023. Revenue surged 156% from the prior year, signaling strong growth momentum. Expenses of $85K exceeded revenue, resulting in a 486% operating deficit.

Mission

SHELTERED HANDICAPPED HOUSING

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $5,239

Program Service Revenue $0

Investment Income $9,296

Other Revenue $0

TOTAL REVENUE $14,535

Expense Breakdown

Grants Paid $0

Salaries & Benefits $50,896

Fundraising Expenses $0

Program Expenses $83,744

Other Expenses $34,246

TOTAL EXPENSES $85,142

Year-over-Year Comparison

	2023	2022	Change
Revenue	$14,535	$5,669	+1.6%
Expenses	$85,142	$134,585	-0.4%
Net Income	$-70,607	$-128,916	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$81,798

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAVIGNE DIANE	EXE. DIRECTO	20.00	Officer	$48,726	$0	$81,798
HERMANN CURTIS	PRESIDENT	2.00	Officer Director	$0	$0	$0
GRIFFIN JUDI	BOARD MEMBER	1.00	Director	$0	$0	$0
BRADT-MCCANN RACHEL	SECRETARY	1.00	Officer Director	$0	$0	$0
CRONK ROSE	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$14,535	$85,142	$1,373,621	$-70,607
2022	$5,669	$134,585	$1,431,330	$-128,916
2021	$66,646	$63,500	$1,563,808	$3,146
2020	$62,776	$66,620	$1,556,433	$-3,844
2019	$66,463	$73,430	$1,560,289	$-6,967
2018	$65,032	$73,590	$1,562,374	$-8,558

BETTY'S DREAM - A FOUNDATION FOR THE PHYSICALLY HANDICAPPED INC