HOME TOMORROW INC (EIN 020456805) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

MARTIN RAMIREZ

Phone

6036263944

Tax Period

2024-07-01 to 2025-06-30

HOME TOMORROW INC, founded in 1992, is a micro nonprofit in the Human Services sector that reported $18K in total revenue in fiscal year 2024. Revenue fell 91% from the prior year — a significant decline worth monitoring. Expenses of $179K exceeded revenue, resulting in a 900% operating deficit.

Mission

TO PARTNER WITH OTHER NONPROFIT ORGANIZATIONS TO HELP MAKE SHELTER FOR THOSE TRANSITIONING FROM HOMELESSNESS AND SHELTERS INTO A COMFORTABLE HOME IN AN EFFORT TO BATTLE HOMELESSNESS AND POVERTY; TO IDENTIFY INDIVIDUALS IN THE PRIMARY MARKET WE SERVE, BEGINNING WITH THE GREATER MANCHESTER (NH) AREA, AND TO PROVIDE FURNITURE AND OTHER HOME FURNISHINGS ENTIRELY FREE OF CHARGE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $4,372

Program Service Revenue $13,447

Investment Income $39

Other Revenue $0

TOTAL REVENUE $17,858

Expense Breakdown

Grants Paid $0

Salaries & Benefits $124,861

Fundraising Expenses $21,106

Program Expenses $64,443

Other Expenses $53,784

TOTAL EXPENSES $178,645

Year-over-Year Comparison

	2024	2023	Change
Revenue	$17,858	$204,741	-0.9%
Expenses	$178,645	$344,327	-0.5%
Net Income	$-160,787	$-139,586	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$96,280

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARTIN RAMIREZ	PRESIDENT	2.00	Officer Director	$0	$0	$0
MICHAEL PLOUFFE	VICE PRESIDENT/TREASURER	1.00	Officer Director	$0	$0	$0
LINDA EBARLE	DIRECTOR	1.00	Director	$0	$0	$0
MATT SHRAMEK	DIRECTOR	1.00	Director	$0	$0	$0
WENDEE VOGEL	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL COURTNEY	EXECUTIVE DIRECTOR/SECRETARY	62.00	Officer	$96,280	$0	$96,280

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$17,858	$178,645	$207,308	$-160,787
2024	$204,741	$344,327	$360,371	$-139,586
2023	$209,680	$346,186	$521,327	$-136,506
2022	$257,891	$378,303	$673,605	$-120,412
2021	$370,895	$377,179	$947,926	$-6,284
2020	$364,115	$316,626	$815,936	$47,489
2019	$307,790	$306,593	$740,985	$1,197
2018	$214,105	$271,256	$717,529	$-57,151

HOME TOMORROW INC