BEDFORD EDUCATION ASSOCIATION (EIN 020474417) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

MICHAELA NUTTING

Phone

6038600575

Tax Period

2024-08-01 to 2025-07-31

BEDFORD EDUCATION ASSOCIATION, founded in 1983, is a micro nonprofit that reported $10K in total revenue in fiscal year 2024. Revenue decreased 7% compared to the prior year. Expenses of $11K exceeded revenue, resulting in a 11% operating deficit.

Mission

THE PURPOSE OF THIS ORGANIZATION IS TO PROMOTE THE GENERAL WELFARE OF THE MEMBERSHIP AND EDUCATION IN THE BEDFORD SCHOOL DISTRICT.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $9,735

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $9,735

Expense Breakdown

Grants Paid $3,200

Salaries & Benefits $2,450

Fundraising Expenses $0

Program Expenses $7,755

Other Expenses $5,140

TOTAL EXPENSES $10,790

Year-over-Year Comparison

	2024	2023	Change
Revenue	$9,735	$10,429	-0.1%
Expenses	$10,790	$7,309	+0.5%
Net Income	$-1,055	$3,120	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEPH CORBIN	PRESIDENT	001.00	Officer Director	$0	$0	$0
EVAN CZYZOWSKI	VICE-PRESIDENT	001.00	Officer Director	$0	$0	$0
EMILY HARTMAN	SECRETARY	001.00	Officer Director	$0	$0	$0
MICHAELA NUTTING	TREASURER	001.00	Officer Director	$0	$0	$0
JIM SALGE	PR CHAIR	001.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$9,735	$10,790	$25,815	$-1,055
2024	$10,429	$7,309	$26,870	$3,120
2023	$10,410	$8,003	$24,750	$2,407
2022	$14,450	$10,163	$21,455	$4,287
2021	$8,802	$8,521	$17,168	$281
2020	$11,391	$6,785	$16,887	$4,606
2019	$14,410	$13,956	$12,281	$454

BEDFORD EDUCATION ASSOCIATION