New Hampshire Individual Health Plan Benefit Association

EIN: 020499340 Mutual Benefit

Concord, NH

Total Revenue
$68,233,747
Total Expenses
$68,242,955
Total Assets
$24,310,027
Net Assets
N/A
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1997
Legal Domicile
NH
Principal Officer
Christopher Kennedy
Phone
6032256633
Tax Period
2024-01-01 to 2024-12-31

New Hampshire Individual Health Plan Benefit Association, founded in 1997, is a mid-sized nonprofit in the Mutual Benefit sector that reported $68.2M in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion.

Mission

The Association was created pursuant to the order of the New Hampshire Insurance Commissioner with the purpose of supporting the State's individual health plan programs. The primary purpose of the Association is to protect the residents of New Hampshire who participate in the individual health insurance market by providing a mechanism to equitably distribute the excess risk associated with this market. The Association's membership consists, by statute, of all insurers licensed to transact health insurance in the State of New Hampshire that offer policies for major medical coverage of an expense-incurred basis and all licensed hospitals, medical service corporations, or other organizers, if any, in the state that offer subscriber contacts for major medical coverage.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $32,044,848
Program Service Revenue $35,355,489
Investment Income $833,410
Other Revenue $0
TOTAL REVENUE $68,233,747

Expense Breakdown

Grants Paid $44,618,413
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $67,937,495
Other Expenses $23,624,542
TOTAL EXPENSES $68,242,955

Year-over-Year Comparison

2024 2023 Change
Revenue $68,233,747 $63,129,062 +0.1%
Expenses $68,242,955 $63,140,745 +0.1%
Net Income $-9,208 $-11,683 -0.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
10
Independent Members
10
Employees
N/A
Volunteers
10

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$0
Total Directors
10
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Christopher Kennedy Chair 1.00
Officer Director
$0 $0 $0
Kathryn Skouteris Vice-Chair 1.00
Officer Director
$0 $0 $0
Martha McLeod Secretary 1.00
Officer Director
$0 $0 $0
Bruce King Treasurer 1.00
Officer Director
$0 $0 $0
Gregg Daly Board Member 1.00
Director
$0 $0 $0
Michelle Heaton Board Member 1.00
Director
$0 $0 $0
Elaine Koskela Board Member 1.00
Director
$0 $0 $0
Bradley Long Board Member 1.00
Director
$0 $0 $0
Tu Nguyen Board Member 1.00
Director
$0 $0 $0
David Trudo Board Member 1.00
Director
$0 $0 $0
Mark McCue Assistant Secretary 1.00
Officer
$0 $0 $0
J Michael Degnan Executive Director 15.00
Officer
$0 $0 $0
Andrew Luce Chief Financial Officer 10.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $68,233,747 $68,242,955 $24,310,027 $-9,208
2023 $63,129,062 $63,140,745 $22,694,901 $-11,683
2022 $66,352,457 $66,330,962 $24,479,679 $21,495
2021 $20,083,017 $20,083,017 $26,631,931 No data
2020 $10,282,373 $10,282,373 $9,962,660 No data
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