MINISTRY AND MORE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

ROY WILLAN

Phone

3095308225

Tax Period

2025-01-01 to 2025-12-31

MINISTRY AND MORE INC, founded in 2003, is a small nonprofit in the Crime & Legal sector that reported $509K in total revenue in fiscal year 2025. Revenue surged 24% from the prior year, signaling strong growth momentum. Expenses of $437K left a modest 14% surplus.

Mission

FOOD PANTRY AND BIBLICAL GUIDANCE

Program Service Accomplishments

Program 1

Expenses: $391,073

MINISTRY AND MORE PROVIDES FOOD, TOILETRIES, AND HOUSEHOLD ITEMS TO THE NEEDY IN MCLEAN COUNTY. THE FOOD PANTRY ALSO PROVIDES BIBLICAL GUIDANCE THROUGH APPOINTMENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $496,885

Program Service Revenue $0

Investment Income $11,858

Other Revenue $0

TOTAL REVENUE $508,743

Expense Breakdown

Grants Paid $0

Salaries & Benefits $33,105

Fundraising Expenses $15,027

Program Expenses $391,073

Other Expenses $77,659

TOTAL EXPENSES $437,354

Year-over-Year Comparison

	2025	2024	Change
Revenue	$508,743	$410,116	+0.2%
Expenses	$437,354	$394,004	+0.1%
Net Income	$71,389	$16,112	+3.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARVIN LOOS	TRUSTEE	3.00	Director	$0	$0	$0
RANDY MCKAIN	TRUSTEE	3.00	Director	$0	$0	$0
MARGIE TRAEGER	TRUSTEE	3.00	Director	$0	$0	$0
MARILEE WEHERENBERT	VICE PRESIDE	3.00	Director	$0	$0	$0
TERRY HUFF	TREASURER	3.00	Officer	$0	$0	$0
RANDALL LLOYD	TRUSTEE	3.00	Officer	$0	$0	$0
MOLLY THOMAS	SECRETARY	3.00	Officer	$0	$0	$0
ROY WILLAN	PRESIDENT	3.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$508,743	$437,354	$346,234	$71,389
2024	$410,116	$394,004	$274,845	$16,112