VETERANS OF FOREIGN WARS POST 648

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Phone

8027756892

Tax Period

2024-07-01 to 2025-06-30

VETERANS OF FOREIGN WARS POST 648, founded in 1965, is a small nonprofit that reported $189K in total revenue in fiscal year 2024. Expenses of $163K left a modest 14% surplus.

Mission

TO FOSTER CAMARADERIE AMONG UNITED STATES VETERANS OF OVERSEAS CONFLICTS. TO SERVE OUR VETERANS, THE MILITARY, AND OUR COMMUNITIES. TO ADVOCATE ON BEHALF OF ALL VETERANS.

Program Service Accomplishments

Program 1

HELPED ASSIST NEEDY VETERANS, PROVIDED SUPPORT AT FUNERALS, PROVIDED VETERANS A PLACE TO HOLD SOCIAL GATHERINGS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $22,129

Program Service Revenue $1,331

Investment Income $10

Other Revenue $165,787

TOTAL REVENUE $189,257

Expense Breakdown

Grants Paid $765

Salaries & Benefits $70,851

Fundraising Expenses $0

Other Expenses $91,791

TOTAL EXPENSES $163,407

Year-over-Year Comparison

	2024	2023	Change
Revenue	$189,257	N/A	N/A
Expenses	$163,407	N/A	N/A
Net Income	$25,850	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANTHONY MERCHAND	QUARTERMASTER	5.00	Director	$0	$0	$0
ALBERT CLARINO	Trustee	1.00	Director	$0	$0	$0
LOUIS A WIERZBISKI	SR VICE COMMAND	1.00	Director	$0	$0	$0
PAUL WHELTON	Trustee	1.00	Director	$0	$0	$0
JOHN PISANELLI	COMMANDER	1.00	Director	$0	$0	$0
NORBERT RAFTER	Trustee	1.00	Director	$0	$0	$0
RICHARD GALLO	SERVICE OFFICER	1.00	Director	$0	$0	$0
WALDEN PRATT	CHAPLAIN	1.00	Director	$0	$0	$0
HUGH ROBERTS	JUDGE ADVOCATE	1.00	Director	$0	$0	$0
MATTHEW PROUTY	JR VICE COMMAND	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$189,257	$163,407	$265,773	$25,850
2023	$265,933	$164,422	$279,765	$101,511
2022	$164,079	$151,785	$177,823	$12,294