VERMONT CHAMBER OF COMMERCE (EIN 030184299) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1950

Legal Domicile

Principal Officer

AMY SPEAR

Phone

8022233443

Tax Period

2023-10-01 to 2024-09-30

VERMONT CHAMBER OF COMMERCE, founded in 1950, is a community nonprofit that reported $1.8M in total revenue in fiscal year 2023. Revenue grew 13% year-over-year, indicating healthy expansion.

Mission

TO ADVANCE THE VERMONT ECONOMY BY WORKING AND SUPPORTING A VIBRANT BUSINESS CLIMATE WITH A LENS OF DIVERSITY, EQUITY, AND INCLUSION. WE ADVOCATE, BUILD COMMUNITY, AND PROVIDE RESOURCES FOR BUSINESSES STATEWIDE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,721,212

Investment Income $35,098

Other Revenue $17,527

TOTAL REVENUE $1,773,837

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,256,733

Fundraising Expenses $0

Other Expenses $540,848

TOTAL EXPENSES $1,797,581

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,773,837	$1,571,837	+0.1%
Expenses	$1,797,581	$1,779,351	+0.0%
Net Income	$-23,744	$-207,514	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$217,512

Total Directors

$217,512

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BETHANY BISHOP	PRESIDENT/SE	40.00	Officer Director	$197,163	$20,349	$217,512
TOM DUNN	CHAIR	1.00	Officer Director	$0	$0	$0
SHARON ROSSI	VICE CHAIR	1.00	Officer Director	$0	$0	$0
KATHY AUSTIN	TREASURER	1.00	Officer Director	$0	$0	$0
BETSY BISHOP	SECRETARY	1.00	Officer Director	$0	$0	$0
PETER MCDOUGALL	EXECUTIVE CO	1.00	Officer Director	$0	$0	$0
WILL DOCTO	EXECUTIVE CO	1.00	Officer Director	$0	$0	$0
KIM DONAHUE	EXECUTIVE CO	1.00	Officer Director	$0	$0	$0
ALBERTO AGUILAR	DIRECTOR	1.00	Director	$0	$0	$0
BRENDON BLOOD	DIRECTOR	1.00	Director	$0	$0	$0
WALTER FRAME	DIRECTOR	1.00	Director	$0	$0	$0
SHIREEN HART	DIRECTOR	1.00	Director	$0	$0	$0
KELLY KRAYEWSKY	DIRECTOR	1.00	Director	$0	$0	$0
LESLEE MACKENZIE	DIRECTOR	1.00	Director	$0	$0	$0
STEVE GAGNER	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS KARR	DIRECTOR	1.00	Director	$0	$0	$0
SUE BETTE	DIRECTOR	1.00	Director	$0	$0	$0
MANE ALVES	DIRECTOR	1.00	Director	$0	$0	$0
TERESA KAJENSKI	DIRECTOR	1.00	Director	$0	$0	$0
ROGER NISHI	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,773,837	$1,797,581	$2,070,370	$-23,744
2023	$1,571,837	$1,779,351	$1,985,133	$-207,514
2022	$1,449,444	$1,625,246	$2,151,234	$-175,802
2021	$2,137,410	$1,902,492	$2,391,737	$234,918
2020	$1,508,345	$1,558,346	$2,120,312	$-50,001
2019	$1,884,270	$1,856,994	$2,405,755	$27,276
2018	$1,953,940	$1,924,623	$2,270,818	$29,317

VERMONT CHAMBER OF COMMERCE