VERMONT FUEL DEALERS ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

STEPHANIE DOPP

Phone

8022307422

Tax Period

2025-01-01 to 2025-12-31

VERMONT FUEL DEALERS ASSOCIATION, founded in 1964, is a small nonprofit that reported $620K in total revenue in fiscal year 2025. Revenue decreased 9% compared to the prior year.

Mission

THE PROMOTION AND IMPROVEMENT OF THE OIL HEAT INDUSTRY THROUGHOUT VERMONT.

Program Service Accomplishments

Program 1

MEMBER BUSINESS MEETINGS, ENERGY CONSERVATION, SPILL CLEAN UP AND PREVENTION, COLLECTION OF MEMBER FEES AND PROGRAMS SPONSORED FOR MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $32,259

Program Service Revenue $539,712

Investment Income $155

Other Revenue $48,123

TOTAL REVENUE $620,249

Expense Breakdown

Grants Paid $0

Salaries & Benefits $109,051

Fundraising Expenses $0

Other Expenses $507,255

TOTAL EXPENSES $616,306

Year-over-Year Comparison

	2025	2024	Change
Revenue	$620,249	$681,279	-0.1%
Expenses	$616,306	$630,613	0.0%
Net Income	$3,943	$50,666	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$100,515

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEPHANIE DOPP	EXECUTIVE DI	40.00	Officer	$95,825	$4,690	$100,515
MALLORY CORSE	BOARD MEMBER	1.00	Director	$0	$0	$0
CAMERON CHASE	BOARD MEMBER	1.00	Director	$0	$0	$0
CASEY COTA	BOARD MEMBER	1.00	Director	$0	$0	$0
KINSON CRAFT	BOARD MEMBER	1.00	Director	$0	$0	$0
MANNY FLETCHER	PRESIDENT	1.00	Officer Director	$0	$0	$0
BETH JACKMAN	BOARD MEMBER	1.00	Director	$0	$0	$0
DAN JARVIS	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRIS KEYSER	TREASURER	1.00	Officer Director	$0	$0	$0
ROBERT KORROW	BOARD MEMBER	1.00	Director	$0	$0	$0
JIM KURRLE	BOARD MEMBER	1.00	Director	$0	$0	$0
MARK LIMOGES	BOARD MEMBER	1.00	Director	$0	$0	$0
SCOTT MOORE	SECRETARY	1.00	Officer Director	$0	$0	$0
KEVIN MCINTYRE	BOARD MEMBER	1.00	Director	$0	$0	$0
GREG NIDO	BOARD MEMBER	1.00	Director	$0	$0	$0
KRISTYN SCHWEITZER	BOARD MEMBER	1.00	Director	$0	$0	$0
JANNA SHIPPA	BOARD MEMBER	1.00	Director	$0	$0	$0
JUDY TARANOVICH	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
MATT WHITE	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$620,249	$616,306	$1,071,101	$3,943
2024	No data	No data	No data	No data
2023	$603,435	$565,589	$915,471	$37,846
2022	$624,606	$552,993	$824,113	$71,613
2021	$550,367	$496,465	$796,983	$53,902
2020	$496,310	$442,238	$712,888	$54,072
2019	$520,001	$483,694	$634,699	$36,307
2018	$544,580	$474,060	$565,571	$70,520