UMBRELLA OF ST JOHNSBURY INC

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1976

Legal Domicile

Principal Officer

AMANDA COCHRANE

Phone

8027488645

Tax Period

2024-07-01 to 2025-06-30

UMBRELLA OF ST JOHNSBURY INC, founded in 1976, is a community nonprofit in the Human Services sector that reported $3.1M in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion. Expenses of $2.6M left a modest 14% surplus.

Mission

TO CULTIVATE A NORTHEAST KINGDOM WHERE ALL PEOPLE THRIVE FREE FROM ABUSE AND OPPRESSION.

Program Service Accomplishments

Program 1

Expenses: $1,599,182 Revenue: $29,526

THE ADVOCACY PROGRAM PROVIDES CONFIDENTIAL 24-HOUR/DAY SUPPORT FOR SURVIVORS OF GENDER-BASED VIOLENCE AND THEIR CHILDREN. IN OUR WORK, THE CLIENT LEADS AND WE SUPPORT THEM IN ANY WAY NEEDED INCLUDING PROVIDING LEGAL ADVOCACY, OFFERING A VARIETY OF HOUSING OPTIONS AND CONNECTING TO RESOURCES RELATED TO PARENTING, SUBSTANCE USE RECOVERY, HEALING FROM TRAUMA, AND MORE.

Program 2

Expenses: $556,327 Revenue: $158,721

KINGDOM CHILD CARE CONNECTION: FAMILY BASED SERVICES FOCUSES ON CONNECTING FAMILIES TO CHILD-CARE AND STRENGTHENING FAMILY RELATIONSHIPS. KINGDOM CHILD CARE CONNECTION ASSISTS FAMILIES IN CALEDONIA AND SOUTHERN ESSEX COUNTIES TO RECEIVE SUBSIDIZED CHILDCARE, APPROPRIATE CHILD CARE REFERRALS AND SPECIALIZED CHILDCARE PLACEMENT SUPPORT. THE FAMILY ROOM OFFERS SUPERVISED VISITATION FOR FAMILIES THROUGHOUT THE NORTHEAST KINGDOM.

Program 3

Expenses: $80,234 Revenue: $47,404

CORNUCOPIA: ECONOMIC EMPOWERMENT PROGRAMMING SUPPORTS WOMEN WITH SIGNIFICANT BARRIERS TO EMPLOYMENT. THE CORNUCOPIA PROGRAM, AND OUR SOCIAL ENTERPRISE, DOLCETTI, EACH WRAP AROUND WOMEN TO ENGAGE THEM IN BUILDING JOB READINESS SKILLS WHILE HELPING THEM TO ADDRESS CHALLENGES IN THEIR LIVES SO THEY ARE ABLE TO MOVE TOWARDS FINANCIAL SELF-SUFFICIENCY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,782,688

Program Service Revenue $235,378

Investment Income $11

Other Revenue $38,510

TOTAL REVENUE $3,056,587

Expense Breakdown

Grants Paid $90,947

Salaries & Benefits $1,979,082

Fundraising Expenses $51,436

Program Expenses $2,303,690

Other Expenses $557,161

TOTAL EXPENSES $2,627,190

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,056,587	$2,617,527	+0.2%
Expenses	$2,627,190	$2,376,008	+0.1%
Net Income	$429,397	$241,519	+0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$101,696

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AMANDA COCHRANE	EXECUTIVE DI	40.00	Officer	$101,696	$0	$101,696
ALEX MACLEAN	PRESIDENT	2.00	Officer Director	$0	$0	$0
CRISTOPHER MANGES	SECRETARY	2.00	Officer Director	$0	$0	$0
MARTHA CAVANAUGH	TREASURER/VI	2.00	Officer Director	$0	$0	$0
MICHELE BURRINTON	BOARD MEMBER	2.00	Director	$0	$0	$0
MARY COTE	BOARD MEMBER	2.00	Director	$0	$0	$0
OWEN DAVIE	BOARD MEMBER	2.00	Director	$0	$0	$0
MONICA PINEDA ETTER	BOARD MEMBER	2.00	Director	$0	$0	$0
LONA MILLER STEWART	BOARD MEMBER	2.00	Director	$0	$0	$0
LIZ PROHASKA	BOARD MEMBER	2.00	Director	$0	$0	$0
DALE STEEN	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,056,587	$2,627,190	$2,114,286	$429,397
2024	$2,617,527	$2,376,008	$1,778,840	$241,519
2023	$2,687,157	$2,410,594	$1,586,373	$276,563
2022	$2,152,155	$2,034,373	$919,463	$117,782
2021	$2,118,029	$1,836,738	$836,812	$281,291
2020	$1,755,655	$1,623,829	$524,747	$131,826
2019	$1,375,270	$1,328,408	$360,665	$46,862