Essex Junction VFW Post 6689

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Principal Officer

Russell Bibens

Phone

8028780700

Tax Period

2023-07-01 to 2024-06-30

Essex Junction VFW Post 6689, founded in 1991, is a small nonprofit that reported $283K in total revenue in fiscal year 2023. Revenue grew 19% year-over-year, indicating healthy expansion. The organization ran a surplus of $64K, a strong 23% operating margin.

Mission

Post seeks to unite ex military personnel and families in bonds of fraternal benevolence and charity

Program Service Accomplishments

Program 1

Expenses: $218,393 Revenue: $274,230

Post seeks to unite ex military personnel and families in bonds of fraternal benevolence and charity

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $8,311

Program Service Revenue $0

Investment Income $0

Other Revenue $274,230

TOTAL REVENUE $282,541

Expense Breakdown

Grants Paid $0

Salaries & Benefits $80,875

Fundraising Expenses $0

Program Expenses $218,393

Other Expenses $137,518

TOTAL EXPENSES $218,393

Year-over-Year Comparison

	2023	2022	Change
Revenue	$282,541	$237,105	+0.2%
Expenses	$218,393	$195,696	+0.1%
Net Income	$64,148	$41,409	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Rodger R Brassard	Commander	010.00	Officer Director	$0	$0	$0
Lynn Shepard	Sr. Vice Commander	010.00	Officer Director	$0	$0	$0
Charles E Rittenburg	Jr Vice Commander/Adjutant	010.00	Officer Director	$0	$0	$0
Russell Bibens	Quartermaster	030.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$282,541	$218,393	$337,947	$64,148
2023	$237,105	$195,696	$277,492	$41,409
2022	$198,480	$146,563	$259,984	$51,917