RIVER RELIEF INC D/B/A MISSOURI RIVER RELIEF (EIN 030425187) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

JAMI WADE

Phone

5734430292

Tax Period

2024-01-01 to 2024-12-31

RIVER RELIEF INC D/B/A MISSOURI RIVER RELIEF, founded in 2001, is a community nonprofit in the Environment sector that reported $1.1M in total revenue in fiscal year 2024. Revenue surged 21% from the prior year, signaling strong growth momentum. Expenses of $1.0M left a modest 12% surplus.

Mission

ENGAGE INDIVIDUALS AND COMMUNITIES ALONG THE MISSOURI RIVER IN THE EXPLORATION, ENJOYMENT, RESTORATION AND CARE OF THE RIVER THROUGH HANDS-ON RIVER CLEAN-UPS, EDUCATION PROGRAMS AND RECREATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $960,027

Program Service Revenue $170,458

Investment Income $6,250

Other Revenue $2,778

TOTAL REVENUE $1,139,513

Expense Breakdown

Grants Paid $1,000

Salaries & Benefits $553,636

Fundraising Expenses $172,873

Program Expenses $742,538

Other Expenses $453,161

TOTAL EXPENSES $1,007,797

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,139,513	$939,289	+0.2%
Expenses	$1,007,797	$932,391	+0.1%
Net Income	$131,716	$6,898	+18.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

1627

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$77,130

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVEN SCHNARR	PREVIOUS EXE	40.00	Officer	$52,589	$4,321	$56,910
JAMI WADE	EXECUTIVE DI	40.00	Officer	$18,966	$1,254	$20,220
ANDY BESSELMAN	BOARD MEMBER	0.25	Director	$0	$0	$0
JEN BRADFORD	BOARD MEMBER	0.25	Director	$0	$0	$0
BARNEY COMBS	BOARD MEMBER	0.25	Director	$0	$0	$0
BILL FESSLER	BOARD MEMBER	0.25	Director	$0	$0	$0
CATHY GUNTHER	VICE PRESIDE	0.25	Officer Director	$0	$0	$0
BILL HUME	BOARD MEMBER	0.25	Director	$0	$0	$0
ROBB JACOBSON	BOARD MEMBER	0.25	Director	$0	$0	$0
KORY KAUFMAN	BOARD MEMBER	0.25	Director	$0	$0	$0
ANDREW LEMBERGER	PRESIDENT	0.25	Officer Director	$0	$0	$0
TOM LEMLEY	BOARD MEMBER	0.25	Director	$0	$0	$0
DIANA PAPOULIAS	SECRETARY	0.25	Officer Director	$0	$0	$0
TOM SELVA	BOARD MEMBER	0.25	Director	$0	$0	$0
EMILY TRACY-SMITH	BOARD MEMBER	0.25	Director	$0	$0	$0
GUS WAGNER	BOARD MEMBER	0.25	Director	$0	$0	$0
JILL WESTRA	BOARD MEMBER	0.25	Director	$0	$0	$0
MICHAEL WIRTZ	TREASURER	0.25	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,139,513	$1,007,797	$915,797	$131,716
2023	$939,289	$932,391	$818,407	$6,898
2022	$886,987	$715,147	$855,720	$171,840
2021	$747,679	$590,651	$781,739	$157,028
2020	$460,071	$382,827	$588,019	$77,244
2019	$414,688	$333,849	$187,134	$80,839
2018	$309,524	$327,077	$94,565	$-17,553

RIVER RELIEF INC D/B/A MISSOURI RIVER RELIEF