Refuge and Hope International

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

Jade Acker

Phone

2055408126

Tax Period

2023-01-01 to 2023-12-31

Refuge and Hope International, founded in 2004, is a small nonprofit in the Youth Development sector that reported $521K in total revenue in fiscal year 2023.

Mission

Refuge and Hope International seeks to mobilize efforts and resources to alleviate and eliminate suffering of people affected by conflict. To help refugees and displaced people rebuild their lives and prepare for the future.

Program Service Accomplishments

Program 1

Expenses: $338,745 Revenue: $14,013

Refugee Learning Center-Providing education of people affected by war and conflict. English as a second language, computer, and life skills classes in Kampala, Uganda

Program 2

Expenses: $72,805 Revenue: $74,345

EveryShelter - Goal is to provide durable refugee shelters by building a local refugee-aid eco-system while training refugees in entrepreneurial skills.

Program 3

Expenses: $35,210

Family ministries-The goal is to heip people to experience healing and to exercise their God-given potential. Assistance with food, rent, and medical care is porvided as well as counseling to guide clients toward financial independence. Women's lministry focuses on ministering to refugee women affected by violence.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $452,320

Program Service Revenue $68,951

Investment Income $0

Other Revenue $0

TOTAL REVENUE $521,271

Expense Breakdown

Grants Paid $0

Salaries & Benefits $256,144

Fundraising Expenses $0

Program Expenses $479,260

Other Expenses $284,009

TOTAL EXPENSES $540,153

Year-over-Year Comparison

	2023	2022	Change
Revenue	$521,271	$521,516	0.0%
Expenses	$540,153	$529,890	+0.0%
Net Income	$-18,882	$-8,374	+1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jade Acker	Executive Dir.	40.00	Director	$0	$0	$0
Shelah Acker	Executive Dir.	40.00	Director	$0	$0	$0
Marty Felts	Director	2.00	Director	$0	$0	$0
Shanda Lemsky	Treasurer	4.00	Director	$0	$0	$0
Courtney McCalley	Director	1.00	Director	$0	$0	$0
Scott Genry	Director	1.00	Director	$0	$0	$0
Lee Surtees	Director	1.00	Director	$0	$0	$0
Amy Butler	Chairman	1.00	Director	$0	$0	$0
Josephine Wills	Director	1.00	Director	$0	$0	$0
Lori Myrick	Director	1.00	Director	$0	$0	$0
Mary Jane Coffing	Director	1.00	Director	$0	$0	$0
Trisha Manarin	Director	1.00	Director	$0	$0	$0
Gladys Wangechi	Director	0.00	Director	$0	$0	$0
Sam Ratcliff	Director	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$521,271	$540,153	$228,364	$-18,882
2022	$521,516	$529,890	$202,074	$-8,374
2021	$370,152	$357,349	$209,254	$12,803
2020	$348,353	$348,412	$194,768	$-59
2019	$498,407	$494,291	$200,127	$4,116
2018	$471,738	$511,324	$282,992	$-39,586