BRISTOL COUNTY CHAMBER OF COMMERCE INC (EIN 041298660) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1917

Legal Domicile

Principal Officer

MICHAEL O'SULLIVAN

Phone

5086768226

Tax Period

2021-01-01 to 2021-12-31

Mission

THE CHAMBER IS ORGANIZED FOR THE PURPOSE OF ADVANCING THE ECONOMIC, INDUSTRIAL, PROFESSIONAL, CULTURAL AND CIVIC WELFARE OF THE GREATER FALL RIVER AREA IN ORDER TO ENCOURAGE THE GROWTH OF EXISTING BUSINESSES AND INDUSTRIES WHILE GIVING ALL PROPER ASSISTANCE TO NEW FIRMS OR INDIVIDUALS SEEKING TO LOCATE IN THE GREATER FALL RIVER AREA. THE CHAMBER FULFILLS ITS PURPOSE THROUGH PROVIDING NETWORKING, EDUCATIONAL, COST REDUCING AND REFERRALS SERVICES ALONG WITH ADVOCACY FOR THE BENEFIT OF THE MEMBERSHIP.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $0

Year-over-Year Comparison

	2021	2020	Change
Revenue	N/A	N/A	N/A
Expenses	N/A	N/A	N/A
Net Income	N/A	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$255,381

Total Directors

$255,381

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FREDERICK KIDDER	CO-CEO	1.00	Officer Director	$126,979	$7,259	$134,238
MICHAEL O'SULLIVAN	CO-CEO	1.00	Officer Director	$117,615	$3,528	$121,143
KIM PERRY	PRESIDENT	1.00	Officer Director	$0	$0	$0
MATTHEW SCHONDEK	TREASURER	1.00	Officer Director	$0	$0	$0
CHRISTOPHER HOWARD	CLERK	1.00	Officer Director	$0	$0	$0
BRIAN LECOMTE	IMMEDIATE PAST CHAIR	1.00	Officer Director	$0	$0	$0
EILEEN DANAHEY	CHAIR-ELECT	1.00	Officer Director	$0	$0	$0
WILLIAM BURNS	VICE CHAIR	1.00	Officer Director	$0	$0	$0
NICK CHRIST	VICE CHAIR	1.00	Officer Director	$0	$0	$0
RONALD ELLISE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
GAIL FORTES	VICE CHAIR	1.00	Officer Director	$0	$0	$0
CURTIS NELSON	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
ROSE LOPES	AT LARGE	1.00	Director	$0	$0	$0
BILL PERKINS	AT LARGE	1.00	Director	$0	$0	$0
NATHAN ARAUJO	DIRECTOR	1.00	Director	$0	$0	$0
CHERYL BARTLETT	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL BUSHELL	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN CARANDO	DIRECTOR	1.00	Director	$0	$0	$0
PAUL CHASSE	DIRECTOR	1.00	Director	$0	$0	$0
STEPHEN CONNULTY	DIRECTOR	1.00	Director	$0	$0	$0
CATHERINE DILLON	DIRECTOR	1.00	Director	$0	$0	$0
LAURA DOUGLAS	DIRECTOR	1.00	Director	$0	$0	$0
CHARLIE FELLOWS	DIRECTOR	1.00	Director	$0	$0	$0
MONTE FERRIS	DIRECTOR	1.00	Director	$0	$0	$0
JEFFREY GLASSMAN	DIRECTOR	1.00	Director	$0	$0	$0
DOUG GLASSMAN	DIRECTOR	1.00	Director	$0	$0	$0
GARY HOWAYECK	DIRECTOR	1.00	Director	$0	$0	$0
MELODY LAVOIE	DIRECTOR	1.00	Director	$0	$0	$0
CHUCK LORD	DIRECTOR	1.00	Director	$0	$0	$0
DAVID MAHER	DIRECTOR	1.00	Director	$0	$0	$0
RICHARD MANUELS JR	DIRECTOR	1.00	Director	$0	$0	$0
LYNNE MASTERA	DIRECTOR	1.00	Director	$0	$0	$0
ANTHONY MEDEIROS	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT O'BRIEN	DIRECTOR	1.00	Director	$0	$0	$0
ARTHUR PACHECO	DIRECTOR	1.00	Director	$0	$0	$0
JEFFREY PAGLIUCA	DIRECTOR	1.00	Director	$0	$0	$0
DOUGLAS RODRIGUES	DIRECTOR	1.00	Director	$0	$0	$0
DEREK SANTOS	DIRECTOR	1.00	Director	$0	$0	$0
CARL SAWEJKO	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL TAVARES	DIRECTOR	1.00	Director	$0	$0	$0
BOB UNGER	DIRECTOR	1.00	Director	$0	$0	$0
MATT ZENNI	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	No data	No data	No data	No data
2020	No data	No data	No data	No data
2019	$542,944	$503,335	$191,738	$39,609
2018	$524,255	$518,117	$349,359	$6,138

BRISTOL COUNTY CHAMBER OF COMMERCE INC