FRANKLIN COUNTY CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1919

Legal Domicile

Principal Officer

ROBERT GILMORE

Phone

4137735463

Tax Period

2024-07-01 to 2025-06-30

FRANKLIN COUNTY CHAMBER OF COMMERCE, founded in 1919, is a small nonprofit that reported $390K in total revenue in fiscal year 2024. Revenue grew 18% year-over-year, indicating healthy expansion.

Mission

THE PRIMARY OBJECTIVE OF THE CHAMBER IS TO ASSIST ITS MEMBERS IN BUSINESS MATTERS, DEVELOP TOURISM IN THE AREA AND ENHANCE ECONOMIC CONDITIONS OF THE AREA.

Program Service Accomplishments

Program 1

THE CHAMBER IS A MEMBERSHIP ORGANIZATION WITH OVER 400 MEMBERS. THE MEMBERS ARE ENTITLED TO THE FOLLOWING: A MONTHLY NEWSLETTER, MONTHLY MEETINGS THAT PROVIDE NETWORKING OPPORTUNITIES, EDUCATIONAL...

THE CHAMBER IS A MEMBERSHIP ORGANIZATION WITH OVER 400 MEMBERS. THE MEMBERS ARE ENTITLED TO THE FOLLOWING: A MONTHLY NEWSLETTER, MONTHLY MEETINGS THAT PROVIDE NETWORKING OPPORTUNITIES, EDUCATIONAL PROGRAMS AND PROMOTIONAL PROGRAMS, ACCESS TO GROUP HEALTH INSURANCE, A VENUE TO PROVIDE INFORMATION ABOUT MEMBER BUSINESS AND BUSINESS TRAINING PROGRAMS.

Program 2

VISITORS' INFORMATION CENTER AND TOURISM PROMOTION - COSTS TO STAFF, PROVIDE PROMOTIONAL RESOURCES AND MAINTAIN A VISITOR INFORMATION CENTER DEVELOPED AND SUPPORTED UNDER THE AUSPICES OF THE STATE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $177,189

Program Service Revenue $182,963

Investment Income $170

Other Revenue $30,041

TOTAL REVENUE $390,363

Expense Breakdown

Grants Paid $600

Salaries & Benefits $189,768

Fundraising Expenses $0

Other Expenses $202,384

TOTAL EXPENSES $392,752

Year-over-Year Comparison

	2024	2023	Change
Revenue	$390,363	$331,012	+0.2%
Expenses	$392,752	$300,807	+0.3%
Net Income	$-2,389	$30,205	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$86,539

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WADE BASSETT	CHAIR	1.00	Officer Director	$0	$0	$0
AMANDA ABRAMSON CLARKE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
ROBERT GILMORE	TREASURER	1.00	Officer Director	$0	$0	$0
LINDA DUNLAVY	MEMBER AT-LARGE	1.00	Officer Director	$0	$0	$0
ELIZABETH FISK	MEMBER AT-LARGE	1.00	Officer Director	$0	$0	$0
SHELBY SNOW HASANBASIC	MEMBER AT-LARGE	1.00	Officer Director	$0	$0	$0
ROBERT BETSOLD	MEMBER	1.00	Director	$0	$0	$0
ANDY BRYDGES	MEMBER	1.00	Director	$0	$0	$0
BEN CLARK	MEMBER	1.00	Director	$0	$0	$0
KRISTIN COLE	MEMBER	1.00	Director	$0	$0	$0
MATTHEW CONWAY	MEMBER "PAST"	1.00	Director	$0	$0	$0
SHEILA DAMKOEHLER	MEMBER "PAST"	1.00	Director	$0	$0	$0
MICHELLE DWYER	MEMBER	1.00	Director	$0	$0	$0
JAMIE FITZGIBBON	MEMBER	1.00	Director	$0	$0	$0
LORI GROVER	MEMBER "PAST"	1.00	Director	$0	$0	$0
STEPHANIE HADLEY	MEMBER	1.00	Director	$0	$0	$0
MICHAEL KANE	MEMBER	1.00	Director	$0	$0	$0
BRANDON LIVELY	MEMBER	1.00	Director	$0	$0	$0
SHANNON MARTINEAU	MEMBER	1.00	Director	$0	$0	$0
AMY MCMAHAN	MEMBER	1.00	Director	$0	$0	$0
MICHAEL RAMON	MEMBER	1.00	Director	$0	$0	$0
MICHAEL NELSON	MEMBER	1.00	Director	$0	$0	$0
CHRIS SELLERS	MEMBER	1.00	Director	$0	$0	$0
KATIE SZELEWICKI	MEMBER	1.00	Director	$0	$0	$0
JESSYE DEANE	EXECUTIVE DIRECTOR	40.00	Officer	$86,539	$0	$86,539

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$390,363	$392,752	$232,125	$-2,389
2024	No data	No data	No data	No data
2023	$306,839	$292,095	$184,507	$14,744
2022	$401,422	$315,097	$159,980	$86,325
2021	$245,516	$263,023	$121,033	$-17,507
2020	$358,933	$359,552	$88,834	$-619
2019	$332,232	$360,862	$77,496	$-28,630
2018	$388,323	$393,438	$108,599	$-5,115