GREATER LOWELL POLISH NATIONAL HOME ASSOC INC

EIN: 041735010

LOWELL, MA

Total Revenue
$237,593
Total Expenses
$265,277
Total Assets
$218,089
Net Assets
$218,089
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1993
Legal Domicile
MA
Principal Officer
Stanley Wozniak
Phone
9788527858
Tax Period
2025-01-01 to 2025-12-31

GREATER LOWELL POLISH NATIONAL HOME ASSOC INC, founded in 1993, is a small nonprofit that reported $238K in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $265K exceeded revenue, resulting in a 12% operating deficit.

Mission

Our mission is to provide a meeting place to promote the interests traditions and customs of the Greater Lowell Polish Community by working in cooperation with local Polish organizations and neighborhood groups to achieve common goals. In addition our mission is to assist in the further education of individuals both of Polish and non-Polish descent by awarding scholarships to college-bound students. To promote the general interests of the association as an educational and charitable organization.

Program Service Accomplishments

Program 1
Expenses: $0 Revenue: $0

Operated and maintained a social club facility which included a lounge and dining area a recreational game room meeting rooms and a function hall for its members Polish organizations and local...

Read more

Operated and maintained a social club facility which included a lounge and dining area a recreational game room meeting rooms and a function hall for its members Polish organizations and local community groups. Total revenues were $ 237,593 of which $ 210,284 was related business and $ 21,942 unrelated business. Total functional expenses were $ 265,277.

Program 2
Expenses: $0 Revenue: $0

* Held the following Events and Activities: Super Bowl half-time and end-of game food Expense $185 * Lunch at 10 NFL games Expense $500 St. Pats dinner Expense $650 food + $350 DJ * Polish...

Read more

* Held the following Events and Activities: Super Bowl half-time and end-of game food Expense $185 * Lunch at 10 NFL games Expense $500 St. Pats dinner Expense $650 food + $350 DJ * Polish Constitution Day lunch Expense $195 * Memorial Day cookout Expenses $175 *Scholarship Awards and Breakfast Expenses $3100 awards + $135 food * Labor Day Expenses $96 *Annual members Appreciation Day for all our members and families Expenses $937,* Polish Heritage Day dinner and dance Expense $300 dinner + $650 band * Turkey Trot Expenses $600 20ea $30 food gift certificates *Kids Christmas Party Expenses Gifts $1040 + snacks $65 *Adults Christmas Party expenses $485 food + $350 DJ

Program 3
Expenses: $0 Revenue: $0

Offered at no cost the use of our facility meeting rooms function hall and kitchen to Polish Organizations and neighborhood groups The groups users and frequency are as follows: * 12 dates to the...

Read more

Offered at no cost the use of our facility meeting rooms function hall and kitchen to Polish Organizations and neighborhood groups The groups users and frequency are as follows: * 12 dates to the Polish American Veterans of Lowell for their monthly organization and planning meetings; * Multiple dates for the Lowell Polish Cultural Committee 4 dates for organizational meetings 9 dates for planning their Annual Lowell Folk Festival: * 6 dates to prepare food for the Folk Festival; * 4 dates to the Holy Trinity Polish Church for their for planning meetings * 9 dates to various members to hold celebrate-of-life occasions for lost family members; * 8 dates to the Centerville Neighborhood Action Group for their organization meetings. Forty-seven 52 total dates. Total expense for setup and cleanup $4,100

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $5,367
Program Service Revenue $0
Investment Income $6,152
Other Revenue $226,074
TOTAL REVENUE $237,593

Expense Breakdown

Grants Paid $3,527
Salaries & Benefits $87,969
Fundraising Expenses $0
Program Expenses $0
Other Expenses $173,781
TOTAL EXPENSES $265,277

Year-over-Year Comparison

2025 2024 Change
Revenue $237,593 $215,733 +0.1%
Expenses $265,277 $205,092 +0.3%
Net Income $-27,684 $10,641 -3.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
10
Independent Members
10
Employees
10
Volunteers
5

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$9,000
Total Directors
6
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Edward Kalenoski President 5.00
Officer
$9,000 $0 $9,000
Christine ONeill Vice Prsident 1.00
Officer
$0 $0 $0
Thomas Stupakewicz Secretary 1.00
Officer
$0 $0 $0
Stanley Wozniak Treasurer 15.00
Officer
$0 $0 $0
Mary Kalenoski Director 1.00
Director
$0 $0 $0
Joseph Kazalski Director 2.00
Director
$0 $0 $0
Dennis ONeil Director 2.75
Director
$0 $0 $0
Ruthann ONeil Director 1.25
Director
$0 $0 $0
Paula Stupakewicz Director 0.25
Director
$0 $0 $0
Gary Long Director 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $237,593 $265,277 $218,089 $-27,684
2024 $215,733 $205,092 $245,773 $10,641
2023 $236,979 $282,003 $235,132 $-45,024
2022 $236,698 $254,948 $280,156 $-18,250
2021 $174,569 $153,685 $298,406 $20,884
2020 $116,340 $123,716 $277,522 $-7,376
Explore More Nonprofits
Top 100 Nonprofits in Massachusetts Largest U.S. Nonprofits Best Rated Nonprofits Most Efficient Nonprofits

Compare GREATER LOWELL POLISH NATIONAL HOME ASSOC INC with other nonprofits in Massachusetts and across the country.