UNITED UNION OF ROOFERS 33 RDWA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1920

Legal Domicile

Principal Officer

PAUL BICKFORD

Phone

7813419192

Tax Period

2025-01-01 to 2025-12-31

UNITED UNION OF ROOFERS 33 RDWA, founded in 1920, is a community nonprofit that reported $2.2M in total revenue in fiscal year 2025. The organization ran a surplus of $503K, a strong 23% operating margin.

Mission

MEMBERSHIP ORGANIZATION REPRESENTING APPROXIMATELY 850 UNION MEMBERS FOR PURPOSES OF COLLECTIVE BARGAINING.

Program Service Accomplishments

Program 1

COLLECTIVELY BARGAIN ON BEHALF OF MEMBERS FOR THE PURPOSE OF ESTABLISHING APPROPRIATE WAGES, FRINGE BENEFITS, TRAINING, HOURS OF EMPLOYMENT, AND WORKING CONDITIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,029,050

Investment Income $120,270

Other Revenue $43,680

TOTAL REVENUE $2,193,000

Expense Breakdown

Grants Paid $0

Salaries & Benefits $783,986

Fundraising Expenses $0

Other Expenses $905,771

TOTAL EXPENSES $1,689,757

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,193,000	$2,212,902	0.0%
Expenses	$1,689,757	$1,511,718	+0.1%
Net Income	$503,243	$701,184	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$563,465

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAUL BICKFORD	BUS. MGR./FI	50.00	Officer	$228,302	$76,011	$304,313
WILFREDO HERNANDEZ	TREASURER	42.50	Officer	$164,755	$83,306	$248,061
MARK B BROUSEEAU	PRESIDENT	2.50	Officer	$3,757	$0	$3,757
JOHN PAOLINO	RECORDING SE	2.50	Officer	$2,210	$0	$2,210
CHARLES FIORINO	EX. BOARD	2.50	Officer	$1,560	$0	$1,560
ADAM HERNANDEZ	VICE PRESIDE	2.50	Officer	$1,452	$0	$1,452
SCOTT FERRIS	EX. BOARD	2.50	Officer	$1,144	$0	$1,144
ROBERT MEMBRINO	EX. BOARD (P	2.50	Officer	$704	$0	$704
JAMES MCDONALD	EX. BOARD	2.50	Officer	$264	$0	$264

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,193,000	$1,689,757	$3,861,265	$503,243
2024	$2,212,902	$1,511,718	$3,291,011	$701,184
2023	$2,037,860	$1,561,574	$2,608,800	$476,286
2022	$1,807,820	$1,370,126	$2,110,157	$437,694
2021	$1,761,081	$1,574,542	$1,664,485	$186,539
2020	$1,705,255	$1,720,356	$1,511,091	$-15,101