SPRINGFIELD, MA
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)GREATER SPRINGFIELD CREDIT UNION, founded in 1927, is a mid-sized nonprofit that reported $10.8M in total revenue in fiscal year 2025. Revenue grew 13% year-over-year, indicating healthy expansion. The organization ran a surplus of $3.0M, a strong 28% operating margin.
TO PROVIDE SERVICES FOR ITS MEMBERS IN WHICH THEY CAN CONDUCT THEIR FINANCIAL BUSINESS AND TO OFFER FAIR RATES FOR SAVINGS, LOANS AND OTHER SERVICES AS THEY BECOME AVAILABLE.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $10,833,946 | $9,614,722 | +0.1% |
| Expenses | $7,794,737 | $7,155,310 | +0.1% |
| Net Income | $3,039,209 | $2,459,412 | +0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| DAVID WELLS | CHAIRPERSON | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| MARK KENNEY | TREASURER | 1.00 |
Director
|
$0 | $0 | $0 |
| NICK MANOLAKIS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CHERYL CLAPPROOD | SECRETARY | 1.00 |
Director
|
$0 | $0 | $0 |
| THOMAS GARDINER | VICE CHAIRPERSON | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| TIMOTHY P MORROW | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| ORETTE HO SANG | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JENNIFER ST PETER | CEO | 40.00 |
Officer
|
$238,089 | $23,203 | $261,292 |
| JENNIFER GALLANT | CFO | 40.00 |
Officer
|
$141,617 | $0 | $141,617 |
| AUBREY CARPE | VP LENDING | 40.00 |
Highest
|
$127,945 | $0 | $127,945 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $10,833,946 | $7,794,737 | $226,705,849 | $3,039,209 |
| 2024 | $9,614,722 | $7,155,310 | $233,310,109 | $2,459,412 |
| 2023 | $8,065,826 | $5,553,694 | $232,247,256 | $2,512,132 |
| 2022 | $6,756,923 | $4,436,311 | $247,239,099 | $2,320,612 |
| 2021 | $6,141,527 | $4,285,356 | $256,133,035 | $1,856,171 |
| 2020 | $6,721,495 | $4,365,447 | $221,372,665 | $2,356,048 |
| 2019 | $6,540,991 | $3,890,948 | $180,047,432 | $2,650,043 |
| 2018 | $6,070,353 | $3,267,137 | $163,833,095 | $2,803,216 |
Compare GREATER SPRINGFIELD CREDIT UNION with other nonprofits in Massachusetts and across the country.