GREYLOCK COMMUNITY CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1944

Legal Domicile

Phone

4136524623

Tax Period

2025-01-01 to 2025-12-31

GREYLOCK COMMUNITY CLUB INC, founded in 1944, is a small nonprofit that reported $297K in total revenue in fiscal year 2025. Revenue surged 20% from the prior year, signaling strong growth momentum. The organization ran a surplus of $59K, a strong 20% operating margin.

Mission

ALL ACTIVITY IS PERFORMED IN A MANNER CONSISTENT WITH OUR ORGANIZATION MEMBERS STATUS AND COMMUNITY BENEFIT

Program Service Accomplishments

Program 1

Expenses: $237,314

MEMBERSHIP SERVICES INCLUDING BAR, LOTTERY, SPORTS, MASS CARDS, AND FLOWERS. PHILANTHROPIC ACTIVITIES FOR YOUNG INCLUDING SCHOLARSHIPS, CHRISTMAS PARTY AND YOUTH SPORTS TEAMS SPONSORSHIPS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $15,635

Program Service Revenue $0

Investment Income $9,218

Other Revenue $271,902

TOTAL REVENUE $296,755

Expense Breakdown

Grants Paid $3,725

Salaries & Benefits $109,779

Fundraising Expenses $0

Program Expenses $237,314

Other Expenses $123,810

TOTAL EXPENSES $237,314

Year-over-Year Comparison

	2025	2024	Change
Revenue	$296,755	$246,460	+0.2%
Expenses	$237,314	$185,238	+0.3%
Net Income	$59,441	$61,222	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TRAVIS CRAMER	TRUSTEE	1.00	Director	$0	$0	$0
BRUCE PALUMBO	TRUSTEE	1.00	Director	$0	$0	$0
KYLE BLACK	TRUSTEE	1.00	Director	$0	$0	$0
MIKE MEANY	TRUSTEE	1.00	Director	$0	$0	$0
JAMES MARTIN	TRUSTEE	1.00	Director	$0	$0	$0
RICHARD WOOD	TREASURER	4.00	Officer	$0	$0	$0
HEWITT RAND	FORMER FINANCIAL SECRETARY	1.00		$0	$0	$0
RANDY WOOD	PRESIDENT	2.00	Officer	$0	$0	$0
JOSEPH BEVERLY	FORMER TRUSTEE	1.00		$0	$0	$0
CAROL RAND	FORMER SECRETARY	1.00		$0	$0	$0
EDWARD THERRIEN	VICE-PRESIDENT	1.00	Officer	$0	$0	$0
WILLIAM BLAKE	FORMER TRUSTEE	1.00		$0	$0	$0
CHRIS HARTMAN	FORMER TRUSTEE	1.00		$0	$0	$0
MARJORIE CONNORS	FINANCIAL SECRETARY	1.00	Officer	$0	$0	$0
KELLY BANKS	SECRETARY	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$296,755	$237,314	$589,079	$59,441
2024	No data	No data	No data	No data
2023	$264,153	$188,732	$485,687	$75,421
2022	$210,348	$180,527	$419,551	$29,821
2021	$158,505	$158,864	$331,167	$-359
2020	$127,513	$164,784	$328,792	$-37,271
2019	$215,419	$214,685	$345,021	$734
2018	$256,939	$222,642	$344,287	$34,297