EVERETT CHAMBER OF COMMERCE INC

EIN: 042088809

EVERETT, MA

Total Revenue
$68,969
Total Expenses
$101,872
Total Assets
$70,582
Net Assets
$70,582
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1950
Legal Domicile
MA
Principal Officer
JANIS CAINES
Phone
6173879100
Tax Period
2024-09-01 to 2025-08-31

EVERETT CHAMBER OF COMMERCE INC, founded in 1950, is a micro nonprofit that reported $69K in total revenue in fiscal year 2024. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $102K exceeded revenue, resulting in a 48% operating deficit.

Mission

PROMOTE BUSINESS MEMBERS TO THE COMMUNITY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $34,025
Investment Income $2,179
Other Revenue $32,765
TOTAL REVENUE $68,969

Expense Breakdown

Grants Paid $0
Salaries & Benefits $57,214
Fundraising Expenses $0
Other Expenses $44,658
TOTAL EXPENSES $101,872

Year-over-Year Comparison

2024 2023 Change
Revenue $68,969 $60,204 +0.1%
Expenses $101,872 $95,190 +0.1%
Net Income $-32,903 $-34,986 -0.1%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
15
Independent Members
15
Employees
2
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
1
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DIRECTORS SEE ATTACHED N/A
Director
$0 $0 $0
JANIS CAINES TREASURER N/A
Officer
$0 $0 $0
DANIEL CAMERON PRESIDENT N/A
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $68,969 $101,872 $70,582 $-32,903
2024 $60,204 $95,190 $103,485 $-34,986
2023 $49,527 $89,651 $138,471 $-40,124
2022 $70,985 $75,537 $178,595 $-4,552
2021 $68,919 $71,175 $191,003 $-2,256
2020 $63,439 $74,238 $193,203 $-10,799
2019 $76,103 $78,320 $196,202 $-2,217
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