YOUNG WOMEN'S CHRISTIAN ASSOCIATION OF WESTERN MASSACHUSETTS INC

EIN: 042103858 501(c)(3) Human Services

SPRINGFIELD, MA

Total Revenue
$8,671,503
Total Expenses
$7,697,747
Total Assets
$21,227,589
Net Assets
$18,241,378
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1883
Legal Domicile
MA
Principal Officer
ELIZABETH DINEEN
Phone
4137323121
Tax Period
2024-07-01 to 2025-06-30

YOUNG WOMEN'S CHRISTIAN ASSOCIATION OF WESTERN MASSACHUSETTS INC, founded in 1883, is a community nonprofit in the Human Services sector that reported $8.7M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $7.7M left a modest 11% surplus.

Mission

TO PROVIDE SHELTER, SUPPORT SERVICES, AND TOOLS FOR SELF-SUFFICIENCY FOR WOMEN AND GIRLS IN OUR COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $827,688
Program Service Revenue $7,469,709
Investment Income $296,502
Other Revenue $77,604
TOTAL REVENUE $8,671,503

Expense Breakdown

Grants Paid $0
Salaries & Benefits $5,024,707
Fundraising Expenses $10,445
Program Expenses $5,780,962
Other Expenses $2,673,040
TOTAL EXPENSES $7,697,747

Year-over-Year Comparison

2024 2023 Change
Revenue $8,671,503 $7,946,620 +0.1%
Expenses $7,697,747 $7,289,685 +0.1%
Net Income $973,756 $656,935 +0.5%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
11
Independent Members
11
Employees
165
Volunteers
15

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$229,289
Total Directors
11
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
EILEEN LEAHY JD PRESIDENT 1.00
Officer Director
$0 $0 $0
MARIA A SERRAZINA SECRETARY 1.00
Officer Director
$0 $0 $0
DAWN W RODGERS CHAIR OF GOVERNANCE COMMITTEE 2.00
Director
$0 $0 $0
JENIFER OHANESIAN DIRECTOR 0.50
Director
$0 $0 $0
DIANE DUNN DIRECTOR 0.50
Director
$0 $0 $0
RACHELLE HANNOUSH DIRECTOR 0.50
Director
$0 $0 $0
NIKKI HAY DIRECTOR 0.50
Director
$0 $0 $0
PAYTON NORTH DIRECTOR 0.50
Director
$0 $0 $0
DR DIVYA MUNDUMBA DIRECTOR 0.50
Director
$0 $0 $0
GINA O'NEILL DIRECTOR 0.50
Director
$0 $0 $0
ASHLEY LOZO CHAIR OF DEVELOPMENT COMMITTEE 0.50
Director
$0 $0 $0
ELIZABETH DINEEN EXECUTIVE DIRECTOR 37.50
Officer
$226,241 $3,048 $229,289
DALILA CARDONA CHIEF OPERATING OFFICER 37.50
Highest
$126,405 $205 $126,610
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $8,671,503 $7,697,747 $21,227,589 $973,756
2024 No data No data No data No data
2023 $7,814,351 $7,521,741 $18,729,004 $292,610
2022 $8,526,730 $7,758,941 $18,385,653 $767,789
2021 $7,713,760 $6,852,281 $19,066,257 $861,479
2020 $6,437,795 $6,050,676 $17,311,794 $387,119
2019 $6,625,151 $5,984,208 $16,997,194 $640,943
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