LOWELL, MA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)YOUNG WOMEN'S CHRISTIAN ASSOCIATION OF L, founded in 1905, is a small nonprofit in the Human Services sector that reported $927K in total revenue in fiscal year 2023. Revenue decreased 16% compared to the prior year. Expenses of $897K left a modest 3% surplus.
YWCA OF LOWELL IS DEDICATED TO ELIMINATING RACISM, EMPOWERING WOMEN, AND PROMOTING JUSTICE FOR ALL.
CONDUCTED OUTREACH , REFERRAL SERVICES, GRASSROOTS LEADERSHIP TRAINING, AND ADVOCACY SERVICES FOR A TOTAL OF MORE THAN 800 COMMUNITY RESIDENTS. WORKED COLLABORATIVELY WITH OTHER COMMUNITY...
CONDUCTED OUTREACH , REFERRAL SERVICES, GRASSROOTS LEADERSHIP TRAINING, AND ADVOCACY SERVICES FOR A TOTAL OF MORE THAN 800 COMMUNITY RESIDENTS. WORKED COLLABORATIVELY WITH OTHER COMMUNITY ORGANIZATIONS TO INCREASE RESIDENT ENGAGEMENT IN CIVIC AND COMMUNITY LIFE. HELPED FAMILIES ACCESS RESOURCES AND SERVICES, AND STRENGTHEN NEIGHBORHOOD CONNECTIONS.
YOUTH SERVICES: PROVIDED MULTIPLE YOUTH ENRICHMENT AND VIOLENCE PREVENTION DROP-IN PROGRAM, SUMMER DAY CARE, TEEN HEALTH PROGRAMS, PEER LEADERSHIP TRAINING, VOTER REGISTRATION EDUCATION.
PRIME TIME: PROVIDED INDIVIDUAL HOME-BASED COUNSELING SERVICES AND AN ON-SITE ACTIVITIES-BASED COUNSELING GROUP TWICE WEEKLY FOR 25 SCHOOL-AGE CHILDREN, AS WELL AS SUPPORT SERVICES FOR THEIR...
PRIME TIME: PROVIDED INDIVIDUAL HOME-BASED COUNSELING SERVICES AND AN ON-SITE ACTIVITIES-BASED COUNSELING GROUP TWICE WEEKLY FOR 25 SCHOOL-AGE CHILDREN, AS WELL AS SUPPORT SERVICES FOR THEIR FAMILIES. OTHER ACTIVITIES INCLUDED FAMILY-FRIENDLY POTLUCK DINNERS, A HOLIDAY GIFT DRIVE, AND A BACK-TO-SCHOOL BACKPACK GIVEAWAY.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $926,771 | $1,104,690 | -0.2% |
| Expenses | $897,257 | $728,747 | +0.2% |
| Net Income | $29,514 | $375,943 | -0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| ELIZABETH CRUZ | TREASURER/CLERK | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| NAYCHELLE GANDIA | PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| ROSEMARY MERCIER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| NAVI OSORNO | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| PREMA NAGATHAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| YASMINE WEIL-POURFARD | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $926,771 | $897,257 | $2,934,903 | $29,514 |
| 2023 | $1,104,690 | $728,747 | $2,804,028 | $375,943 |
| 2022 | $1,129,342 | $586,718 | $2,253,015 | $542,624 |
| 2021 | $899,817 | $597,568 | $2,246,782 | $302,249 |
| 2020 | $526,727 | $487,864 | $1,658,719 | $38,863 |
| 2019 | $502,886 | $480,894 | $1,620,325 | $21,992 |
Compare YOUNG WOMEN'S CHRISTIAN ASSOCIATION OF L with other nonprofits in Massachusetts and across the country.