WOODS HOLE PUBLIC LIBRARY (EIN 042310919) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1910

Legal Domicile

Principal Officer

VICKY CULLEN

Phone

5085481769

Tax Period

2024-07-01 to 2025-06-30

WOODS HOLE PUBLIC LIBRARY, founded in 1910, is a small nonprofit in the Education sector that reported $738K in total revenue in fiscal year 2024. Revenue grew 15% year-over-year, indicating healthy expansion. The organization ran a surplus of $288K, a strong 39% operating margin.

Mission

OPERATE AND MAINTAIN A FREE LIBRARY AND MUSEUM FOR THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $371,856

Program Service Revenue $88,182

Investment Income $245,166

Other Revenue $33,206

TOTAL REVENUE $738,410

Expense Breakdown

Grants Paid $0

Salaries & Benefits $232,288

Fundraising Expenses $59,860

Program Expenses $325,109

Other Expenses $218,236

TOTAL EXPENSES $450,524

Year-over-Year Comparison

	2024	2023	Change
Revenue	$738,410	$641,334	+0.2%
Expenses	$450,524	$478,795	-0.1%
Net Income	$287,886	$162,539	+0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
VICKY CULLEN	PRESIDENT	5.00	Officer Director	$0	$0	$0
ROBERT BLOMBERG	VICE-PRESIDE	5.00	Officer Director	$0	$0	$0
NANCY WALBEK	SECRETARY	5.00	Officer Director	$0	$0	$0
ROBERT GOLDSBOROUGH	TREASURER	5.00	Officer Director	$0	$0	$0
WINNIE GREENE	TRUSTEE	1.00	Director	$0	$0	$0
SUSAN LOUCKS	TRUSTEE	1.00	Director	$0	$0	$0
MARIANNE FRICKE	TRUSTEE	1.00	Director	$0	$0	$0
KEVIN PICCINI	TRUSTEE	1.00	Director	$0	$0	$0
JEANNINE JEFFREY	TRUSTEE	1.00	Director	$0	$0	$0
BETH MACDONALD	TRUSTEE	1.00	Director	$0	$0	$0
PAT SLUDER	TRUSTEE	1.00	Director	$0	$0	$0
LAURA MIERZWA	TRUSTEE	1.00	Director	$0	$0	$0
STEPHEN SENFT	TRUSTEE	1.00	Director	$0	$0	$0
DIANE SMITH	TRUSTEE	1.00	Director	$0	$0	$0
CAROL SUITOR	TRUSTEE	1.00	Director	$0	$0	$0
LAURIE RAYMOND	TRUSTEE	1.00	Director	$0	$0	$0
GREY ZEIEN	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$738,410	$450,524	$5,404,193	$287,886
2024	$641,334	$478,795	$4,800,127	$162,539
2023	$589,904	$409,648	$4,198,780	$180,256
2022	$593,835	$343,190	$3,760,289	$250,645
2021	$601,068	$357,834	$3,996,835	$243,234
2020	$469,868	$353,562	$3,110,132	$116,306
2019	$377,846	$282,774	$2,956,814	$95,072
2018	$323,589	$297,441	$2,746,347	$26,148

WOODS HOLE PUBLIC LIBRARY