GREATER CHICOPEE CHAMBER OF COMMERCE INC (EIN 042316279) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

STEPHEN HUNTLEY

Phone

4135942101

Tax Period

2024-01-01 to 2024-12-31

GREATER CHICOPEE CHAMBER OF COMMERCE INC, founded in 1963, is a small nonprofit that reported $277K in total revenue in fiscal year 2024. Revenue grew 20% year-over-year, indicating healthy expansion. Expenses of $266K left a modest 4% surplus.

Mission

TO PROMOTE BUSINESS IN AND AROUND THE CHICOPEE AREA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $119,075

Program Service Revenue $115,652

Investment Income $6,935

Other Revenue $34,921

TOTAL REVENUE $276,583

Expense Breakdown

Grants Paid $4,500

Salaries & Benefits $112,143

Fundraising Expenses $0

Program Expenses $174,798

Other Expenses $149,336

TOTAL EXPENSES $265,979

Year-over-Year Comparison

	2024	2023	Change
Revenue	$276,583	$231,240	+0.2%
Expenses	$265,979	$201,298	+0.3%
Net Income	$10,604	$29,942	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$70,563

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JASON REED	CHAIR	2.00	Officer Director	$0	$0	$0
STEFANY SCLIOPOU	VICE-CHAIR	2.00	Officer Director	$0	$0	$0
TODD MCDONALD	SECOND VICE-CHAIR	2.00	Officer Director	$0	$0	$0
STEVE HUNTLEY	TREASURER	2.00	Officer Director	$0	$0	$0
AJ CRANE	FORMER CHAIR	2.00	Officer Director	$0	$0	$0
JOHN GANNON	DIRECTOR	2.00	Director	$0	$0	$0
MARCEL MONIZ	DIRECTOR	2.00	Director	$0	$0	$0
ASHLEY BATLLE	DIRECTOR	2.00	Director	$0	$0	$0
KIM CAISSE	DIRECTOR	2.00	Director	$0	$0	$0
DEB LEONE	DIRECTOR	2.00	Director	$0	$0	$0
YOUSSEF FADEL	DIRECTOR	2.00	Director	$0	$0	$0
KATE RILEY	DIRECTOR	2.00	Director	$0	$0	$0
CINNAMON SMITH	DIRECTOR	2.00	Director	$0	$0	$0
MELISSA BREOR	EXECUTIVE DIRECTOR	40.00	Key Emp	$70,563	$0	$70,563

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$276,583	$265,979	$211,176	$10,604
2023	$231,240	$201,298	$206,187	$29,942
2022	$391,565	$392,979	$172,880	$-1,414
2021	$297,778	$284,405	$186,981	$13,373
2020	$342,195	$217,507	$188,308	$124,688
2019	$248,764	$267,157	$30,911	$-18,393
2018	$262,653	$295,826	$106,151	$-33,173

GREATER CHICOPEE CHAMBER OF COMMERCE INC