ACTION INC

EIN: 042389332 501(c)(3) Human Services

GLOUCESTER, MA

Total Revenue
$191,163,293
Total Expenses
$188,080,054
Total Assets
$49,491,687
Net Assets
$30,367,590
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1967
Legal Domicile
MA
Principal Officer
PEGGY HEGARTY-STECK
Phone
9782821000
Tax Period
2024-10-01 to 2025-09-30

ACTION INC, founded in 1967, is a major nonprofit in the Human Services sector that reported $191.2M in total revenue in fiscal year 2024.

Mission

THE MISSION OF ACTION INC. IS TO CREATE OPPORTUNITIES THAT PROMOTE A THRIVING CAPE ANN FOR ALL.

Program Service Accomplishments

Program 1
Expenses: $174,757,433 Revenue: $181,506,714

ENERGY MANAGEMENT - A LAW WAS ENACTED WHICH REQUIRED THAT LOW-INCOME RESIDENTIAL DEMAND-SIDE MANAGEMENT AND EDUCATION PROGRAMS BE IMPLEMENTED THROUGH THE LOW INCOME WEATHERIZATION NETWORK AND...

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ENERGY MANAGEMENT - A LAW WAS ENACTED WHICH REQUIRED THAT LOW-INCOME RESIDENTIAL DEMAND-SIDE MANAGEMENT AND EDUCATION PROGRAMS BE IMPLEMENTED THROUGH THE LOW INCOME WEATHERIZATION NETWORK AND COORDINATED WITH ALL ELECTRIC AND GAS DISTRIBUTION COMPANIES IN THE STATE, WITH THE OBJECTIVE OF STANDARDIZING IMPLEMENATION. THE ENERGY MANAGEMENT PROGRAM, WHICH IS MAINLY THE LEAN PROGRAM WAS ESTABLISHED AMONG THE MEMBER AGENCIES OF THE LOW INCOME FUEL NETWORK TO PROVIDE THE SERVICES REQUIRED FOR IMPLEMENTING THE COORDINATION REQUIREMENTS OF THE STATUE.

Program 2
Expenses: $4,645,356 Revenue: $4,290,948

HOUSING - THE HOUSING PROGRAM PROVIDES HOUSING TO PEOPLE EXPERIENCING HOMELESSNESS ARE BELIEVED TO BE HOUSING READY AND ARE PROVIDED WITH PERMANENT HOUSING IMMEDIATELY AND WITH FEW TO NO...

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HOUSING - THE HOUSING PROGRAM PROVIDES HOUSING TO PEOPLE EXPERIENCING HOMELESSNESS ARE BELIEVED TO BE HOUSING READY AND ARE PROVIDED WITH PERMANENT HOUSING IMMEDIATELY AND WITH FEW TO NO PRECONDITIONS, BEHAVIORAL CONTINGENCIES, OR BARRIERS. ALL PARTICIPANTS HOUSED THROUGH THESE HOUSING PROGRAMS MUST MEET HUD'S DEFINITION OF CHRONICALLY HOMELESS. RENT IS ASSESSED FOR RESIDENTS WITH INCOME THAT IS PAID DIRECTLY TO ACTION INC.

Program 3
Expenses: $2,057,747 Revenue: $1,775,818

THE FUEL ASSISTANCE PROGRAM PROVIDES LOW-INCOME FAMILIES WITH ASSISTANCE TO PAY THEIR HEATING FUEL BILLS. THIS CRITICAL SERVICE KEEPS THOUSANDS OF FAMILIES WARM EACH WINTER, AND STAFF ARE AVAILABLE...

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THE FUEL ASSISTANCE PROGRAM PROVIDES LOW-INCOME FAMILIES WITH ASSISTANCE TO PAY THEIR HEATING FUEL BILLS. THIS CRITICAL SERVICE KEEPS THOUSANDS OF FAMILIES WARM EACH WINTER, AND STAFF ARE AVAILABLE TO ASSIST CLIENTS WITH THE APPLICATION PROCESS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $11,114,668
Program Service Revenue $179,468,338
Investment Income $354,784
Other Revenue $225,503
TOTAL REVENUE $191,163,293

Expense Breakdown

Grants Paid $0
Salaries & Benefits $10,078,683
Fundraising Expenses $365,776
Program Expenses $183,654,586
Other Expenses $178,001,371
TOTAL EXPENSES $188,080,054

Year-over-Year Comparison

2024 2023 Change
Revenue $191,163,293 $184,306,650 +0.0%
Expenses $188,080,054 $177,847,841 +0.1%
Net Income $3,083,239 $6,458,809 -0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
17
Independent Members
17
Employees
131
Volunteers
906

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$745,757
Total Directors
18
$0
Key Employees
0
$0
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ROGER LESCH DIRECTOR 3.00
Director
$0 $0 $0
LINDA MURPHY DIRECTOR 3.00
Officer Director
$0 $0 $0
MARGARET DRISCOLL VICE CHAIR 3.00
Officer Director
$0 $0 $0
ANN CAMERON DIRECTOR 3.00
Director
$0 $0 $0
LINSAY TORRES BANKS DIRECTOR 3.00
Director
$0 $0 $0
COREEN HOWLAND DIRECTOR 3.00
Director
$0 $0 $0
ALEXANDER APARO DIRECTOR 3.00
Director
$0 $0 $0
ELISE SINAGRA DIRECTOR 3.00
Director
$0 $0 $0
MARCY PREGENT DIRECTOR 3.00
Officer Director
$0 $0 $0
CAROLE SHAROFF DIRECTOR 3.00
Director
$0 $0 $0
SALLY BERKOWITZ CHAIR 3.00
Officer Director
$0 $0 $0
MELINDA VINING DIRECTOR 3.00
Director
$0 $0 $0
JENNIFER ORLANDO SECRETARY 3.00
Director
$0 $0 $0
MAIUZA ALVES DIRECTOR 3.00
Director
$0 $0 $0
SARAH MCLANAHAN DIRECTOR 3.00
Director
$0 $0 $0
DANIEL BOONE TREASURER 3.00
Director
$0 $0 $0
MICHEA MCCAFFREY DIRECTOR 3.00
Director
$0 $0 $0
LINDA GIAMANCO DIRECTOR 3.00
Director
$0 $0 $0
PEGGY HEGARTY-STECK CHIEF EXECUTIVE OFFICER 35.00
Officer
$225,916 $1,151 $227,067
JENNIFER BELOFF CHIEF PROGRAM OFFICER 35.00
Officer
$167,110 $12,774 $179,884
JILLIAN CLUETT CHIEF FINANCIAL OFFICER/VP 35.00
Officer
$154,564 $15,292 $169,856
ALLISON LEX CHIEF OPERATING OFFICER 35.00
Officer
$142,831 $26,119 $168,950
ELLIOTT JACOBSON VP OF ENERGY SERVICES 35.00
Highest
$212,875 $4,753 $217,628
BRIAN BEOTE DIRECTOR OF ENERGY EFFICIE 35.00
Highest
$137,484 $15,082 $152,566
ERIN GEORGE DIRECTOR OF HOUSING SERVIC 35.00
Highest
$126,221 $18,507 $144,728
BRENDAN P DELANEY DIRECTOR OF RESIDENTAL ENE 35.00
Highest
$123,007 $5,404 $128,411
KRISTIN MACEK DIRECTOR OF ADVANCEMENT 35.00
Highest
$108,271 $14,083 $122,354
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $191,163,293 $188,080,054 $49,491,687 $3,083,239
2024 $184,306,650 $177,847,841 $52,638,722 $6,458,809
2023 $111,088,156 $108,915,820 $28,610,243 $2,172,336
2022 $79,876,411 $79,099,905 $25,227,649 $776,506
2021 $61,722,559 $60,701,784 $25,893,243 $1,020,775
2020 $46,459,698 $46,522,711 $23,392,638 $-63,013
2019 $69,707,995 $67,626,336 $22,711,681 $2,081,659
2018 $65,714,379 $63,302,435 $20,605,065 $2,411,944
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