SOUTH MIDDLESEX OPPORTUNITY COUNCIL INC (EIN 042389659) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Principal Officer

SUSAN GENTILI

Phone

5086202300

Tax Period

2024-07-01 to 2025-06-30

SOUTH MIDDLESEX OPPORTUNITY COUNCIL INC, founded in 1965, is a major nonprofit in the Human Services sector that reported $184.1M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion.

Mission

PROVIDER OF DAY CARE, FUEL/ENERGY ASSISTANCE, SHELTER, FOOD, & PROFESSIONAL ASSISTANCE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,245,223

Program Service Revenue $173,794,441

Investment Income $95,893

Other Revenue $6,997,329

TOTAL REVENUE $184,132,886

Expense Breakdown

Grants Paid $0

Salaries & Benefits $44,047,469

Fundraising Expenses $396,185

Program Expenses $166,466,713

Other Expenses $136,230,843

TOTAL EXPENSES $180,278,312

Year-over-Year Comparison

	2024	2023	Change
Revenue	$184,132,886	$169,341,312	+0.1%
Expenses	$180,278,312	$162,766,511	+0.1%
Net Income	$3,854,574	$6,574,801	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

1018

Volunteers

385

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,013,292

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAWRENCE SCULT	PRESIDENT	5.00	Officer Director	$0	$0	$0
FAITH TOLSON	VICE-CHAIRMAN	5.00	Director	$0	$0	$0
RUTH HIBBARD	TRASURER/DIRECTOR (AS OF 02/25)	5.00	Director	$0	$0	$0
GARY BAKER	DIRECTOR	5.00	Director	$0	$0	$0
BRUCE HULME	DIRECTOR	5.00	Director	$0	$0	$0
JEFFREY FISHMAN	DIRECTOR	5.00	Director	$0	$0	$0
KAVITA BABU	DIRECTOR (AS OF 12/24)	1.00	Director	$0	$0	$0
JOHN ELLSWORTH	DIRECTOR	1.00	Director	$0	$0	$0
RICHARD TWOMEY	DIRECTOR/TREASURER (AS OF 02/25)	1.00	Officer Director	$0	$0	$0
JAVIER CEVALLOS	DIRECTOR	1.00	Director	$0	$0	$0
STEVE PENNA	DIRECTOR	5.00	Director	$0	$0	$0
YVONNE BROWN	DIRECTOR	1.00	Director	$0	$0	$0
LILIANE COSTA	DIRECTOR (AS OF 03/25)	1.00	Director	$0	$0	$0
ELLEN BREEN	DIRECTOR	1.00	Director	$0	$0	$0
JOANNE LOCKE	DIRECTOR	5.00	Director	$0	$0	$0
ELIZABETH KILLION	DIRECTOR	1.00	Director	$0	$0	$0
MARK GOLDSCHMIDT	DIRECTOR (AS OF 02/25)	1.00	Director	$0	$0	$0
YESENIA GAUDET	DIRECTOR	1.00	Director	$0	$0	$0
TIFFANY LILLIE	DIRECTOR	1.00	Director	$0	$0	$0
SARAH ABBOTT	DIRECTOR	1.00	Director	$0	$0	$0
DAVID YESUE	DIRECTOR (AS OF 11/24)	1.00	Director	$0	$0	$0
DOROTHY KENNEDY	DIRECTOR (THRU 12/24)	1.00	Director	$0	$0	$0
JOSEPH MORRISEY	DIRECTOR (THRU 09/24)	1.00	Director	$0	$0	$0
JANE ADLER	DIRECTOR (THRU 10/24)	1.00	Director	$0	$0	$0
GABRIELLE BRAMBILLA	DIRECTOR (THRU 09/24)	1.00	Director	$0	$0	$0
SUSAN GENTILI	EXECUTIVE DIRECTOR	39.00	Officer	$309,418	$19,955	$329,373
MICHAEL HUTNAK	CHIEF FINANCIAL OFFICER	39.00	Officer	$220,726	$8,980	$229,706
TANIA DIDUCA	CHIEF OF STAFF/ CLERK	35.00	Officer	$148,695	$14,995	$163,690
MARY MCGUIRE	SR POLICY AND PROGRAM ADVISOR	35.00	Officer	$134,386	$2,852	$137,238
ROHEY WADDA	SR DIRECTOR PLANNING & COMPLIANCE	35.00	Officer	$125,395	$27,890	$153,285
GREGORY TUTUNY	CHIEF BUSINESS OFFICER	35.00	Highest	$139,987	$31,141	$171,128
KRISTEN L BAKER	CLINICAL NURSE SPECIALIST	35.00	Highest	$140,470	$3,989	$144,459
STEVEN RUBEN STRICKLAND	DIRECTOR REAL ESTATE DEVELOPMENT	35.00	Highest	$129,022	$13,923	$142,945
JAMES WAGNER	SR DIRECTOR OF ADMIN & FINANCE & CIO	35.00	Highest	$134,093	$27,740	$161,833
LAURIE ABRUZZI	CLINICAL NURSE SPECIALIST	35.00	Highest	$130,533	$16,405	$146,938

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$184,132,886	$180,278,312	$72,564,145	$3,854,574
2024	$169,341,312	$162,766,511	$66,542,165	$6,574,801
2023	$149,074,936	$147,785,454	$65,713,459	$1,289,482
2022	$147,236,975	$142,061,545	$61,793,311	$5,175,430
2021	$111,514,843	$108,366,833	$64,097,576	$3,148,010
2020	$100,623,342	$96,297,251	$58,219,671	$4,326,091
2019	$92,756,443	$89,828,080	$53,398,203	$2,928,363
2018	$83,866,729	$81,341,371	$44,993,864	$2,525,358

SOUTH MIDDLESEX OPPORTUNITY COUNCIL INC