SENIOR CONNECTIONS INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

MOSES DIXON

Phone

5088525539

Tax Period

2024-10-01 to 2025-09-30

SENIOR CONNECTIONS INC, founded in 1974, is a community nonprofit in the Social Science sector that reported $5.6M in total revenue in fiscal year 2024. Expenses of $5.2M left a modest 9% surplus.

Mission

THE ORGANIZATION'S MISSION IS TO PROVIDE LEADERSHIP, RESOURCES, COORDINATION OF SERVICES, AND ADVOCACY FOR ELDERLY PEOPLE AND THEIR FAMILIES/CAREGIVERS THROUGHOUT CENTRAL MASSACHUSETTS.

Program Service Accomplishments

Program 1

Expenses: $2,442,016 Revenue: $1,974,203

THE ORGANIZATION PROVIDES NUTRITION SERVICES AND AN INCENTIVE PROGRAM FOR OLDER INDIVIDUALS.

Program 2

Expenses: $279,180 Revenue: $744,780

THE ORGANIZATION PROVIDES GRANTS FOR SUPPORTIVE SERVICES (E.G. ACCESS, LEGAL, IN-HOME SUPPORT) AND SENIOR CENTERS.

Program 3

Expenses: $185,202 Revenue: $382,696

THE ORGANIZATION PROVIDES GRANTS FOR GRANDPARENTS RAISING GRANDCHILDREN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $5,632,564

Program Service Revenue $0

Investment Income $7,467

Other Revenue $6,715

TOTAL REVENUE $5,646,746

Expense Breakdown

Grants Paid $2,467,995

Salaries & Benefits $1,755,472

Fundraising Expenses $3,005

Program Expenses $4,839,299

Other Expenses $927,280

TOTAL EXPENSES $5,150,747

Year-over-Year Comparison

	2024	2023	Change
Revenue	$5,646,746	$5,737,082	0.0%
Expenses	$5,150,747	$6,114,932	-0.2%
Net Income	$495,999	$-377,850	-2.3%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$631,470

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MOSES DIXON	EXECUTIVE DI	82.00	Officer	$372,340	$37,999	$410,339
ANNE SCHMITT	FINANCE DIRE	37.50	Officer	$192,172	$28,959	$221,131
ETHAN BELDING	DIRECTOR OF	37.50	Highest	$108,287	$14,987	$123,274
REBECCA BENOIT	DIRECTOR	1.00	Director	$0	$0	$0
JOANNE CALISTA	DIRECTOR	1.00	Director	$0	$0	$0
THOMAS CONROY	DIRECTOR	1.00	Director	$0	$0	$0
CHARLES COOPER	SECRETARY	2.00	Officer Director	$0	$0	$0
CECILIO GONZALEZ	PRESIDENT	2.00	Officer Director	$0	$0	$0
CATHLEEN GRANT	DIRECTOR	1.00	Director	$0	$0	$0
SHIRLEY HEBERT	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT LAYNE	DIRECTOR	1.00	Director	$0	$0	$0
ROCCO MARINO	TREASURER	2.00	Officer Director	$0	$0	$0
LINDA RINALDI	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
ALEX ROSE	DIRECTOR	1.00	Director	$0	$0	$0
DIANNE SANDMAN	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$5,646,746	$5,150,747	$2,784,345	$495,999
2024	$5,737,082	$6,114,932	$2,155,742	$-377,850
2023	$6,014,635	$6,134,459	$3,217,146	$-119,824
2022	$5,689,161	$5,618,316	$4,201,902	$70,845
2021	$4,874,436	$4,363,785	$2,752,139	$510,651
2020	$3,663,741	$3,674,813	$1,426,521	$-11,072
2019	$2,872,920	$2,858,010	$1,014,231	$14,910
2018	$2,751,218	$2,743,337	$1,097,707	$7,881