WORCESTER, MA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CENTER FOR LIVING & WORKING INC, founded in 1975, is a community nonprofit in the Human Services sector that reported $4.9M in total revenue in fiscal year 2023.
WE WORK TO ENSURE THAT INDIVIDUALS WITH DISABILITIES CAN LIVE INDEPENDENTLY AS EQUAL MEMBERS OF SOCIETY.
PERSONAL CARE MANAGEMENT ("PCM"):EVERY YEAR CLW SERVES APPROXIMATELY 2,400 PEOPLE IN CENTRAL MASSACHUSETTS WHO ARE ENROLLED IN MASSHEALTH OR OTHER QUALIFYING INSURANCE AND REQUIRE THE ASSISTANCE OF A...
PERSONAL CARE MANAGEMENT ("PCM"):EVERY YEAR CLW SERVES APPROXIMATELY 2,400 PEOPLE IN CENTRAL MASSACHUSETTS WHO ARE ENROLLED IN MASSHEALTH OR OTHER QUALIFYING INSURANCE AND REQUIRE THE ASSISTANCE OF A PERSONAL CARE ATTENDANT ("PCA") TO ACHIEVE INDEPENDENCE. AS AN INDEPENDENT LIVING CENTER, CLW IS COMMITTED TO ASSURING THAT THOSE SERVED HAVE CONTROL IN MANAGING THEIR OWN PERSONAL CARE. THIS COMMITMENT TRANSLATES TO A PARADIGM SHIFT- THE PERSON WITH THE DISABILITY BECOMES THE EMPLOYER, EMPLOYING HIS/HER OWN PERSONAL CARE ATTENDANT(S). CLW PROVIDES INFORMATION AND ORIENTATION AND SKILLS TRAINING TO EACH INDIVIDUAL ON HOW TO MEET THEIR OWN PERSONAL CARE NEEDS, HOW TO INTERVIEW PCAS AND CHECK REFERENCES. CLW'S CLINICAL STAFF CONDUCT CLINICAL EVALUATIONS FOR INDIVIDUALS ENROLLED/ENROLLING INTO THE PCA PROGRAM. CLW PROVIDES PCM SERVICES TO MEMBERS ENROLLED IN SENIOR CARE OPTIONS AND ONE CARE PLANS.
INDEPENDENT LIVING ("IL"):CLW ASSISTS INDIVIDUALS WITH DISABILITIES LEARN TO LIVE MORE INDEPENDENTLY. INDEPENDENT LIVING SPECIALISTS/SKILLS TRAINERS PROVIDE ONE-TO-ONE SERVICES AND WORKSHOPS TO...
INDEPENDENT LIVING ("IL"):CLW ASSISTS INDIVIDUALS WITH DISABILITIES LEARN TO LIVE MORE INDEPENDENTLY. INDEPENDENT LIVING SPECIALISTS/SKILLS TRAINERS PROVIDE ONE-TO-ONE SERVICES AND WORKSHOPS TO INDIVIDUALS THROUGHOUT CENTRAL MASSACHUSETTS. THESE SERVICES INCLUDE: INFORMATION AND REFERRAL, INDEPENDENT LIVING SKILLS TRAINING, PEER COUNSELING, INDIVIDUAL AND SYSTEMS ADVOCACY, AND NURSING FACILITY TRANSITION SERVICES. SKILL TRAINING SERVICES INCLUDE: CONSUMER/LEGAL RIGHTS, EDUCATION/TRAINING, FINANCES/BENEFITS, HEALTH CARE/NUTRITION, HOUSING, SELF-CARE/DAILY LIVING, PERSONAL/SELF-HELP AND SOCIAL/RECREATION. AN ADDITIONAL SERVICE FOR INDIVIDUALS WHO ARE ENROLLED WITH MRC VOCATIONAL REHABILITATION ("VR"), IS THE IL PROGRAM. THROUGH INDIVIDUALIZED CONTRACTS WITH MRC VR, CLW PROVIDES VOCATIONAL SUPPORT AND WRAP AROUND SERVICES FOR THE INDIVIDUAL PREPARING FOR EMPLOYMENT.
DEAF AND HARD OF HEARING INDEPENDENT LIVING SERVICES ("DHILS"):CLW'S DEAF AND HARD OF HEARING INDEPENDENT LIVING SERVICES PROVIDES A VARIETY OF SERVICES TO DEAF AND HARD OF HEARING CONSUMERS. CLW...
DEAF AND HARD OF HEARING INDEPENDENT LIVING SERVICES ("DHILS"):CLW'S DEAF AND HARD OF HEARING INDEPENDENT LIVING SERVICES PROVIDES A VARIETY OF SERVICES TO DEAF AND HARD OF HEARING CONSUMERS. CLW ACCEPTS REFERRALS FROM OTHER AGENCIES OR INDIVIDUALS MAY SELF-REFER BY VISITING OR CALLING THE OFFICE. SERVICES PROVIDED ARE IN THE FOLLOWING AREAS OF INDEPENDENT LIVING SERVICES: SKILLS TRAINING, PEER MENTORING PROGRAM, PROBLEM SOLVING ASSISTANCE, CRISIS INTERVENTION, ADVOCACY PROGRAM, INFORMATION AND REFERRAL, OUTREACH AND COMMUNITY EDUCATION, EDUCATION/SOCIAL EVENTS, VOLUNTEER/INTERNSHIP PROGRAM AND ASSISTIVE DEVICE TRAINING/LOANER PROGRAM.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $4,870,764 | $4,780,014 | +0.0% |
| Expenses | $4,763,809 | $4,752,789 | +0.0% |
| Net Income | $106,955 | $27,225 | +2.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| REBECCA COFFIN | ASSOCIATE ED - FINANCE & A | 40.00 |
Officer
|
$157,755 | $9,698 | $167,453 |
| MARGARET COFFIN | CEO | 40.00 |
Officer
|
$146,390 | $16,358 | $162,748 |
| NICOLE BRODIE | ASSOCIATE ED - PROGRAMS & | 40.00 |
Officer
|
$98,611 | $8,121 | $106,732 |
| NANCY GARR-COLZIE | PRESIDENT | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| JOHN MANNILA | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| TINA BUSSONE | FORMER TREASURER/CURRENT BOARD MEMBER | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| CINDY L PURCELL | CLERK | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| BOB BUREAU | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| RACHEL BROWN | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| WILLIAM STARR | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| TYRONE HICKS | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MARCELINO GUERRA | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| JAMES KRUIDENIER | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| JORGE SIERRA | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| KEVIN TOTH | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| ROBERT BILOTTA | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $4,870,764 | $4,763,809 | $4,818,060 | $106,955 |
| 2023 | $4,780,014 | $4,752,789 | $4,892,506 | $27,225 |
| 2022 | $4,638,677 | $4,432,656 | $3,092,871 | $206,021 |
| 2021 | $4,210,878 | $3,891,749 | $2,902,512 | $319,129 |
| 2020 | $3,894,701 | $3,708,660 | $2,712,160 | $186,041 |
| 2019 | $3,713,627 | $3,475,336 | $2,550,065 | $238,291 |
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