CUMMINGTON FIRE ASSOCIATION INC

EIN: 042582210 501(c)(3)

CUMMINGTON, MA

Total Revenue
$18,363
Total Expenses
$18,288
Total Assets
$982,100
Net Assets
$982,100
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1975
Legal Domicile
MA
Principal Officer
Dennis Forgea
Phone
4136345358
Tax Period
2023-07-01 to 2024-06-30

CUMMINGTON FIRE ASSOCIATION INC, founded in 1975, is a micro nonprofit that reported $18K in total revenue in fiscal year 2023. Net assets of $982K represent 642 months of operating reserves.

Mission

PROVIDING AN AMBULANCE SERVICE

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $10,975
Program Service Revenue $0
Investment Income $4,413
Other Revenue $2,975
TOTAL REVENUE $18,363

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $18,288
Other Expenses $18,288
TOTAL EXPENSES $18,288

Year-over-Year Comparison

2023 2022 Change
Revenue $18,363 $-3,505 -6.2%
Expenses $18,288 $11,003 +0.7%
Net Income $75 $-14,508 -1.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
3
Independent Members
3
Employees
N/A
Volunteers
10

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Steven Emerson President 1.00
Officer
$0 $0 $0
Dennis Forgea Treasurer 1.00
Officer
$0 $0 $0
Bernard Forgea Secretary 1.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $18,363 $18,288 $982,100 $75
2023 $-3,505 $11,003 $897,455 $-14,508
2022 $18,226 $10,828 $846,386 $7,398
2021 $54,310 $14,687 $934,555 $39,623
2020 $54,392 $31,587 $775,063 $22,805
2019 $57,531 $48,222 $782,311 $9,309
Explore More Nonprofits
→Top 100 Nonprofits in Massachusetts →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare CUMMINGTON FIRE ASSOCIATION INC with other nonprofits in Massachusetts and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.