CUTCHINS PROGRAMS FOR CHILDREN & F… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

TINA CHAMPAGNE

Phone

4135841310

Tax Period

2024-07-01 to 2025-06-30

CUTCHINS PROGRAMS FOR CHILDREN & FAMILIES INC, founded in 1975, is a mid-sized nonprofit in the Mental Health sector that reported $13.0M in total revenue in fiscal year 2024. Revenue decreased 8% compared to the prior year. Expenses of $12.1M left a modest 7% surplus.

Mission

TO HELP CHILDREN AND FAMILIES TRANSFORM SIGNIFICANT EMOTIONAL DISTRESS INTO INCREASED RESILIENCE, HOPE AND QUALITY OF LIFE. TO SUPPORT THE HEALING AND LEARNING PROCESS WITH INNOVATION AND INTEGRITY, AND TO SERVE AS A MODEL FOR BEST AND PROMISING PRACTICES.

Program Service Accomplishments

Program 1

Expenses: $2,688,915 Revenue: $3,790,554

RESIDENTIAL GROUP HOME PROGRAM - NORTHAMPTON CENTER FOR CHILDREN AND FAMILIES (NCCF) IS AN INNOVATIVE, RESIDENTIAL GROUP HOME (1:3), INCORPORATING DIALECTICAL BEHAVIOR THERAPY (DBT), TRAUMA INFORMED CARE, AND SENSORY-BASED APPROACHES INTO RESIDENTIAL AND CLINICAL SERVICES. THE PROGRAMPROVIDES CARE FOR YOUTH AGES 6-18, IN SMALL GROUP LIVING ENVIROMENTS LOCATED ON A CAMPUS BASED SETTING. NCCF COLLABORATES WITH YOUTH, FAMILIES, AND CAEGIVERS TO CREATE INDIVIDUAL THERAPEUTIC PLANS INCLUDING: INDIVIDUAL, FAMILY, AND GROUP THERAPIES. PSYCHIATRY, OCCUPATIONAL THERAPY, BEHAVIORAL AND COMMUNITY BASED SUPPORTS. FAMILY AND CAREGIVER INVOLVEMENT IS CONSIDERED ESSENTIAL TO THE PROGRAM'S SUCCESS, AS IT IS ALSO A BUILDING BRIDGES PARTNER PROGRAM.

Program 2

Expenses: $4,305,882 Revenue: $4,689,995

INTENSIVE RESIDENTIAL TREATMENT PROGRAM - THE THREE RIVERS PROGRAM IS A CLINICALLY INTENSIVE RESIDENTIAL TREATMENT (CIRT) PROGRAM, THE MOST INTENSIVE RESIDENTIAL PROGRAM IN THE STATE, FOR CHILDREN...

INTENSIVE RESIDENTIAL TREATMENT PROGRAM - THE THREE RIVERS PROGRAM IS A CLINICALLY INTENSIVE RESIDENTIAL TREATMENT (CIRT) PROGRAM, THE MOST INTENSIVE RESIDENTIAL PROGRAM IN THE STATE, FOR CHILDREN AGES 6-12. THREE RIVERS IS THE ONLY CIRT PROGRAM IN MASSACHUSETTS AND IS ACCREDITED BY THE JOINT COMMISSION. THIS PROGRAM PROVIDES CARE THAT COORDINATES THE FOLLOWING COMPONENTS: RESIDENTIAL ENVIRONMENT, INDIVIDUAL, FAMILY, AND GROUP THERAPIES, EDUCATIONAL, PSYCHIATRIC, MEDICAL, AND OCCUPATIONAL THERAPY SERVICES. THE THREE RIVERS PROGRAM IS FURTHER DISTINGUISHED BY ITS EXEMPLARY COMMITMENT TO THE NATIONAL TRAUMA INFORMED CARE INITIATIVE, IS A BUILDING BRIDGES PARTNER PROGRAM, IS HIGHLY SKILLED IN THE USE OF SENSORY-BASED APPROACHES, AND IS RECOGNIZED FOR ITS PERFORMANCE IN RESTRAINT REDUCTION.

Program 3

Expenses: $2,328,745 Revenue: $2,451,206

EDUCATIONAL PROGRAM - THE NEW DIRECTIONS SCHOOL (NDS) IS A CHAPTER 766 PRIVATE SCHOOL LICENSED BY THE MASSACHUSETTS DEPARTMENT OF ELEMENTARY AND SECONDARY EDUCATION (DESE). THE NDS PROVIDES SPECIAL EDUCATION TO UP TO 30 STUDENTS, SOME OF WHOM ARE IN THE NCCF RESIDENTIAL PROGRAM, WHILE OTHERS ATTEND AS DAY STUDENTS. USING AN ALTERNATIVE APPROACH TO GENERAL EDUCATION, NDS PROVIDES FAMILIES WITH INTEGRATED RESOURCES AND SUPPORTS WITHIN THE BROADER EDUCATIONAL COMMUNITY, AND FOSTERS STUDENT CREATIVITY, MOTIVATION, A FOCUS ON STRENGTHS AND PRIDE IN ONE'S ACCOMPLISHMENTS. WHILE WORKING WITHIN THE STATE'S MANDATED FRAMEWORKS, NDS OFFERS INDIVIDUALIZED INSTRUCTION THAT INTEGRATES THE THERAPEUTIC MODELS OF TRAUMA INFORMED CARE,DIALECTICAL BEHAVIOR THERAPY, SENSORY INTEGRATION, AND SOCIAL LEARNING TO PROMOTE EACH STUDENT'S SOCIAL AND EMOTIONAL SKILL BUILDING, EDUCATIONAL PERFORMANCE AND PARTICIPATION. THE NDS OPERATES YEAR ROUND OFFERING INTERACTIVE ACADEMIC AND VOCATIONAL PROGRAM OPPORTUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $93,363

Program Service Revenue $12,681,281

Investment Income $197,678

Other Revenue $-3,441

TOTAL REVENUE $12,968,881

Expense Breakdown

Grants Paid $0

Salaries & Benefits $9,558,544

Fundraising Expenses $32,386

Program Expenses $10,727,122

Other Expenses $2,526,232

TOTAL EXPENSES $12,084,776

Year-over-Year Comparison

	2024	2023	Change
Revenue	$12,968,881	$14,106,477	-0.1%
Expenses	$12,084,776	$11,144,613	+0.1%
Net Income	$884,105	$2,961,864	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✓ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

209

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$194,025

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAUL FOSTER-MOORE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
JIM NASH	CHAIR	1.00	Officer Director	$0	$0	$0
CHRISTOPHER CAPPELLO	TREASURER	1.00	Officer Director	$0	$0	$0
SALLIE DEANS LAKE	CLERK	1.00	Officer Director	$0	$0	$0
DANIEL MCKELLICK	DIRECTOR	1.00	Director	$0	$0	$0
AMANDA RODRIGUEZ	DIRECTOR	1.00	Director	$0	$0	$0
QUETTY C JEAN-EBIAN	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTOPHER SPARKS	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER BOGIN	DIRECTOR	1.00	Director	$0	$0	$0
TARA BREWSTER	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER WEBSTER	DIRECTOR	1.00	Director	$0	$0	$0
KATHY FOOTE NEWMAN	DIRECTOR	1.00	Director	$0	$0	$0
TINA CHAMPAGNE	CHIEF EXECUTIVE OFFICER	40.00	Officer	$183,635	$10,390	$194,025
LORNA J MERRILL	VICE PRESIDENT OF HUMAN RE	40.00	Highest	$145,693	$6,183	$151,876
AMANDA HARRISON	VICE PRESIDENT OF COMMUNIT	35.00	Highest	$111,904	$0	$111,904
CHRISTINE C MURPHY	DIRECTOR OF COMPLIANCE	40.00	Highest	$124,210	$455	$124,665
RUDAUN GRAHAM	DIRECTOR-BUILDING BRIDGES	40.00	Highest	$109,843	$6,142	$115,985
LARA ISMAIL	PROGRAM DIRECTOR	40.00	Highest	$117,061	$338	$117,399

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$12,968,881	$12,084,776	$13,545,140	$884,105
2024	$14,106,477	$11,144,613	$12,672,836	$2,961,864
2023	$12,107,930	$10,014,267	$9,411,621	$2,093,663
2022	$9,394,448	$9,042,104	$5,882,548	$352,344
2021	$9,806,917	$8,752,078	$4,533,043	$1,054,839
2020	$8,948,801	$8,818,694	$3,702,726	$130,107
2019	$7,730,563	$7,570,051	$2,708,727	$160,512
2018	$7,334,232	$7,774,939	$2,663,775	$-440,707

CUTCHINS PROGRAMS FOR CHILDREN & FAMILIES INC