UNDERSTANDING OUR DIFFERENCES INC (EIN 042738924) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

JENNIFER ACOSTA

Phone

6177950374

Tax Period

2024-07-01 to 2025-06-30

UNDERSTANDING OUR DIFFERENCES INC, founded in 1978, is a small nonprofit that reported $204K in total revenue in fiscal year 2024. Revenue decreased 9% compared to the prior year. Expenses of $237K exceeded revenue, resulting in a 16% operating deficit.

Mission

UNDERSTANDING OUR DIFFERENCES, INC.'S MISSION IS TO INCREASE INFORMATION, UNDERSTANDING AND ACCEPTANCE OF PEOPLE WITH DISABILITIES AND INDIVIDUAL DIFFERENCES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $178,779

Program Service Revenue $24,210

Investment Income $939

Other Revenue $0

TOTAL REVENUE $203,928

Expense Breakdown

Grants Paid $0

Salaries & Benefits $192,355

Fundraising Expenses $40,119

Program Expenses $160,269

Other Expenses $45,087

TOTAL EXPENSES $237,442

Year-over-Year Comparison

	2024	2023	Change
Revenue	$203,928	$224,989	-0.1%
Expenses	$237,442	$233,448	+0.0%
Net Income	$-33,514	$-8,459	+3.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$69,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
REBECCA LUBENS	EXECUTIVE DIRECTOR	35.00	Officer	$69,000	$0	$69,000
GARY ALPERT	CO-PRESIDENT	10.00	Officer Director	$0	$0	$0
JOSEPH QUINTANILLA	CO-PRESIDENT	10.00	Officer Director	$0	$0	$0
ERIC NAVALES	TREASURER	2.00	Officer Director	$0	$0	$0
DEBBIE BERECHMAN	CLERK	2.00	Officer Director	$0	$0	$0
JINI FAIRLEY	BOARD MEMBER	2.00	Director	$0	$0	$0
AMY FLEISCHMAN	BOARD MEMBER	2.00	Director	$0	$0	$0
KAMAL GUPTA	BOARD MEMBER	2.00	Director	$0	$0	$0
BECKY KEKULA	BOARD MEMBER	2.00	Director	$0	$0	$0
ERIKA POND	BOARD MEMBER	2.00	Director	$0	$0	$0
MARISA SERRANO	BOARD MEMBER	2.00	Director	$0	$0	$0
MARK STEWARD	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$203,928	$237,442	$219,067	$-33,514
2024	No data	No data	No data	No data
2023	$342,822	$340,526	$261,040	$2,296
2022	$261,689	$275,900	$258,744	$-14,211
2021	$299,431	$268,237	$272,955	$31,194
2020	$350,066	$280,951	$288,034	$69,115
2019	$291,943	$324,097	$172,646	$-32,154

UNDERSTANDING OUR DIFFERENCES INC